Head of Automated Loan Decisioning
Head of Automated Loan Decisioning
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Job Description
Position: Head of Automated Loan Decisioning
Location: Irvine CA or 100 remote
Our client is one of the largest mortgage providers in America with a committed to transforming the home financing experience through innovation customercentric solutions and operational excellence. They are looking for a strategic and visionary leader to drive their Automated Loan Decisioning by leading the development and deployment of an AIpowered endtoend loan underwriting and approval process.
Why is this a great opportunity
- Lead a transformative initiative in mortgage automation for a wellrespected lender.
- Work in a dynamic environment that values innovation and technology.
- Competitive salary benefits and opportunities for professional growth.
- Work 100 remote or work from our awesome HQ in Irvine
- Work with cuttingedge AI and fintech solutions.
- If you are passionate about AI and want to shape the future of mortgage lending apply now.
Key Responsibilities:
- Strategic Leadership: Define and execute the vision for a fully automated loan decisioning system that enhances speed accuracy and risk management.
- Technology Development: Oversee the design and implementation of AI/ML models rulebased engines and datadriven underwriting algorithms.
- CrossFunctional Collaboration: Work with risk compliance IT product and operations teams to ensure the automated decisioning framework meets all business and regulatory requirements.
- Regulatory Compliance: Ensure AIdriven loan decisions align with federal and state regulations fair lending laws and ethical AI practices.
- Data & Model Governance: Establish robust data pipelines model validation protocols and continuous monitoring to maintain accuracy and fairness.
- Process Optimization: Identify bottlenecks in traditional underwriting and leverage automation to drive efficiency while maintaining risk controls.
- Performance Metrics: Define and track key performance indicators (KPIs) related to loan decisioning speed approval accuracy default rates and customer satisfaction.
- Risk Management: Develop AIdriven fraud detection and risk assessment capabilities to enhance decision reliability.
- Innovation & Thought Leadership: Stay ahead of industry trends emerging technologies and best practices in automated underwriting and AIdriven lending.
Qualifications:
- 10 years of experience in mortgage lending AI/ML risk management or financial technology.
- Proven track record of implementing AIdriven or automated underwriting systems in a financial services environment.
- Strong understanding of mortgage lending regulations (e.g. CFPB Fannie Mae Freddie Mac FHA fair lending laws).
- Expertise in AI/ML models predictive analytics decision engines and risk assessment frameworks.
- Experience with cloudbased AI platforms big data technologies and automated decisioning tools.
- Strong leadership communication and project management skills.
- Masters or Ph.D. in Computer Science Data Science Finance Business or related field preferred.
Required Experience:
Director
Employment Type
Full Time
