Underwriter, L&H India

As an Underwriter Life & Health you will be responsible for underwriting and claims client servicing support of marketing research claims & audit training for SCOR SE India Branch.

• Contributing to all aspects of risk management (underwriting and claim) work within SCOR to ensure that the India team meets its goal.
• Assist in managing day-to-day underwriting and claims case volumes while delivering high-quality service to clients and supporting training initiatives and client audit activities as required.

Key duties and responsibilities

Main Scope

• To implement SCORs underwriting policy and principles and ensure that risks are assumed on a sound and profitable basis.
• Ensure underwriting and claims assessments are conducted in accordance with SCOR Global Life underwriting and claims guidelines
• Underwriting proposals within defined authority and TAT
• Processing of claims within defined authority and TAT
• Refer cases beyond authority limits to Senior Underwriters or the Head of Underwriting & Claims for review and decision.
• Assist in maintaining underwriting and claims records reports and management information systems (MIS).
• Support underwriting and claims audits conducted by senior team members and assist in implementing audit recommendations.
• Assist senior team members and Head of Underwriting & Claims for analyzing clients training requirements in underwriting and claims.
• Support the preparation of underwriting and claims analysis presentations and client-related reports.
• Monitor regulatory developments and industry trends and escalate relevant updates to senior team members.
• Collaborate with internal stakeholders to ensure efficient underwriting and claims operations while maintaining service standards and quality.

Relationship

• Co-ordinate with the claims and the underwriting department of the client to ensure efficient underwriting and claims operations
• Collaborate with internal stakeholders to ensure efficient underwriting and claims operations while maintaining service standards and quality

Required experience & competencies

• Minimum 7 years of relevant working experience in insurance/reinsurance fields in the areas of medical underwriting and claims.
• Experience in Health &/or Life Insurance (Underwriting & Claims)
• Degree in Science Pharmaceutical science MBBS BAMS or BHMS
• ACII LOMA CLU and other relevant professional qualifications
• Awareness of the Indian insurance market and regulatory environment with a willingness to develop deeper market and client knowledge.
• Self-motivated proactive and eager to learn and develop technical expertise in underwriting and claims.
• Ability to prepare and present information effectively within team and internal forums.
• Experience of using Microsoft Outlook EXCEL ACCESS POWERPOINT and PRESENTATIONS
• Good analytical and problem-solving skills.
• Ability to adapt to changing business requirements and work effectively within defined timelines.
• Strong team player.
• Willingness to travel as required