Sarah Dosu

● Investigate high risk customer accounts, screen clients and relevant associated parties for material adverse news, sanction concerns, and PEP connectivity.
● Worked closely with lines of business and customer remediation team to review escalated information and generated alerts, promptly identifying and reporting suspicious transactions.
● Reviewing requests for information from law enforcements, collect responsive information and documentation and support preparation of applicable responses.
● Conduct thorough due diligence and identify potential money laundering activity using a various AML tool, including DDIQ, RDC Scan, Fenergo, Oracle and World-Check.
● Analyze trends in recurring compliance violations & inquiries and collaborate with other team members to enhance compliance procedures and processes, education materials and forms.
● Carried out in-depth reviews of high-risk clients in accordance with established procedures, evaluating the risks posed to the bank and providing final recommendations for client.
● Produced through analysis reports outlining investigation findings, including the analysis of transaction patterns, customer behavior, and other relevant data.
● Make recommendations to senior management on the next course of action – either relationship retention or termination and, when warranted, recommend STRs.
● Execute due diligence investigations in support of policies and procedures to meet internal and external regulatory requirements.

Investigate high risk customer accounts.
Screen clients and relevant associated parties for material adverse news, sanction concerns, and PEP connectivity.
Work closely with lines of business and customer remediation team to review escalated information and generated alerts.
Promptly identify and report suspicious transactions.
Review requests for information from law enforcements.
Collect responsive information and documentation.
Support preparation of applicable responses.
Conduct thorough due diligence.
Identify potential money laundering activity using AML tools including DDIQ, RDC Scan, Fenergo, Oracle and World-Check.
Analyze trends in recurring compliance violations and inquiries.
Collaborate with other team members to enhance compliance procedures and processes, education materials and forms.
Carry out in-depth reviews of high-risk clients in accordance with established procedures.
Evaluate the risks posed to the bank and provide final recommendations for client.
Produce analysis reports outlining investigation findings.
Analyze transaction patterns, customer behavior, and other relevant data.
Make recommendations to senior management on the next course of action.
Recommend relationship retention or termination when warranted.
Recommend STRs when warranted.
Execute due diligence investigations in support of policies and procedures to meet internal and external regulatory requirements.

Analyze daily and monthly transaction alerts.
Review client trading activity.
Review client file and conduct due diligence searches and metrics.
Review the underlying data to accurately support decision making.
Escalate in line with Sanctions programs and/or law enforcement/STR filing when required.
Assist with information gathering in response to law enforcement production orders, regulatory, or internal inquiries.
Review Customer Due Diligence (CDD) and Enhanced due diligence (EDD).
Review the Periodic Transaction Review (PTR), AML Program Assessment, Site Visits and AML Risk Summary.
Ensure risk of the company is mitigated through review of control reports.
Identify errors discovered on client’s profile.
Ensure issues are assessed and actioned in a timely and efficient manner by all stakeholders.
Assist with preparing periodic reporting of key processing and risk metrics for management.
Participate in the annual AML risk evaluation.
Ensure the LOBs are following the AML policy and procedures.
Work closely with lines of business and customer remediation team to review escalated information and generated alerts.
Promptly identify and report suspicious transactions.
Support ad-hoc remediation projects and initiatives aimed at assessing and mitigating the firm's susceptibility to money laundering and other actions that pose a threat to its reputation.

Review fraud alerts and assist internal security in investigating suspected transactional activity.
Conduct fair, objective, thorough and timely investigations.
Document recommendations for suspicious activity reports (STRs).
Take part in the entire case-resolution process.
Work with the product team to develop rules or strategies to deploy solutions to prevent fraud losses while minimizing customer impact.
Implement fraud risk metric monitoring by researching and resolving risk events.
Develop levers that mitigate risk factors.
Establish fraud policies and constant optimization.
Make sound decisions that balance risk, cost of risk, user experience and financial performance.
Investigate individual fraud events to perform root cause analyses.
Combine findings with a data-driven approach to develop fraud defenses.
Research discrepancies.
Gather all relevant data and take appropriate actions to stop and prevent fraud losses to the bank.
Analyze and research with multiple tools to optimize the various risk mitigation methods and mechanisms.