Role summary:
We are seeking a highly motivated and experiencedPortfolio Risk Analyst to join our Compliance organization. This role combines strategic oversight and hands-on execution focusing on managing and optimizing the risk profile of a key financial product and its users with a strong emphasis on fraud prevention data analytics monitoring automation and control creation.
The ideal candidate is adata-driven problem-solverwith a strong background in fraud riskcredit card payments or e-commerce and is passionate about protecting users and businesses from evolving threats. You will thrive in a fast-paced dynamic environment collaborating cross-functionally with Product Data Operations and external vendors to ensure a best-in-class risk posture.
What youll do:
- Manage and oversee the risk portfolio of a major financial product including end-to-end risk and fraud performance monitoring.
- Develop and maintain a comprehensive fraudservice not rendered chargeback framework including rule-writing scoring strategies and risk engine optimization.
- Analyze complex datasets and user behaviors to identify risk patterns fraud trends and mitigation opportunities.
- Build monitor and communicate (written/verbally) KPIs and benchmarks to measure fraud prevention performance at the portfolio product and merchant levels.
- Own and drive the development of policies processes and documentation for fraud prevention and risk portfolio management.
- Collaborate closely with product managers analysts operations teams and third-party vendors to implement and refine risk tools.
- Ensure the functionality and effectiveness of fraud detection systems; track rule effectiveness precision rates recalls rates false positives vendor performance and communicate main OKRs to C-level executives.
- Handle complex fraud escalations and support risk-related ad hoc projects and initiatives.
- Stay ahead of evolving fraud threats and regulatory changes impacting the fintech and e-commerce landscapes.
Who you are:
- 5 years of hands-on experience in fraud risk management portfolio risk or online payments preferably in a fintech or e-commerce company.
- Bachelors degree in a related field.
- Proven experience with fraud rules and risk engine configuration.
- Strong analytical skills with hands-on SQL experience and advanced Excel capabilities.
- Demonstrated ability to work with large datasets identify trends and translate analysis into actionable strategies.
- Experience working with fraud detection and prevention systems including scoring models and risk vendors.
- Familiarity with the full fraud lifecycle: prevention detection and recovery.
- Strong verbal and written communication skills; capable of working with both technical and business stakeholders and company executives.
- Strong attention to detail paired with a strategic big-picture mindset.
- Ability to work independently prioritize effectively and lead initiatives with a proactive can-do attitude.
- Excellent team player with strong cross-functional collaboration skills.
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Required Experience:
Manager