Risk Officer

Job Description

• Consult with relevant units to determine, quantify, and mitigate risks involved in establishing and maintaining various client and industry relationships.
• Responsible for assessing metrics and monitoring procedures the organization has set to control transactional risks.
• Track the performance of portfolios across customer lifecycle.
• Consult with management to provide assistance in corporate planning.
• Utilize analytical techniques and statistical analysis to develop and optimize credit risk strategies for portfolios to meet pre-defined goals.
• Apply segmentation techniques using generic and custom risk scorecards and attributes to build credit risk strategies for underwriting.
• Ensure strategies are within the company’s Risk Appetite.
• Responsible for integrating new data sources and solutions into credit risk strategies.
• Perform tracking and reporting on the credit portfolio.
• Proactively seek and recommend enhancements to processes and development.
• Assist in developing performance measures for appropriate portfolios, populations, and segmentation end-nodes
• Perform ad-hoc data analytics as required.

Job Requirements

• Bachelor degree of any business related field .
• 2-3 years of experience in Risk management .
• Strong analytical skills to understand the implications and complexities of different regulations.
• Good communication skill to ensure that all employees understand the importance of Risk Management.
• Strong negotiation and persuasion skills to enforce policies and reduce risk.