VP, Strategic Finance & FP&A

The Opportunity:

Join us and help everyday people go from surviving to thriving with innovative digital personal finance solutions. This role connects day-to-day business performance with enterprise strategy and long-term value creation.

This is a builder-operator role: you will take work from ideation through execution whether a strategic initiative a model rebuild or a new planning process.

The Role:

Achieve is seeking a builder-operator to serve as the VP Strategic Finance & FP&A. Reporting directly to the Chief Financial Officer you will own how Achieve plans measures and decides: turning strategy into plans plans into forecasts and results into decisions. You will partner with the senior leadership team and work closely with Capital Markets to tie operating performance to funding and enterprise value.

Overview of Key Responsibilities:

1. Planning & Performance Management

Own the planning and performance cycle for Achieve enterprise and its business units (Freedom Debt Relief and Achieve Lending) ensuring budgets forecasts and results tell a consistent story. Lead driver-based forecasting across volume unit economics credit funding costs and operating leverage. Run monthly business reviews with variance narratives and modernize planning modeling and reporting systems to maintain data quality and a single source of truth.

2. Lead Strategic Finance & Value Creation

Translate strategy into funded measurable initiatives and provide analysis for key growth decisions. Own strategic initiatives end to end frame growth pathways for leadership and the board evaluate M&A partnerships and product unit economics and perform scenario and stress testing with Capital Markets.

3. Deliver Executive Board & Investor Reporting

Serve as the primary source for reporting performance to the board lenders and investors. Prepare board materials KPI frameworks and executive dashboards; manage covenant tracking across debt facilities; and support audit and 409A valuation processes.

4. Partner on Funding Liquidity & Treasury

Partner with Capital Markets and Accounting on funding and capital items including loan sales ABS transactions and liquidity planning. Direct day-to-day treasury operations including cash management and warehouse line planning.

5. Build the Team & Cross-Functional Operating Model

Build lead and mentor FP&A and strategic finance talent while establishing operating rhythms that align strategy and execution. Collaborate across functions to hold teams accountable on ROI and budgets partner with Accounting on close and financial views and establish model governance standards.

Qualifications :

What Youll Bring:

• 10 Years of Senior Experience: FP&A strategic finance corporate development investment banking or private equity including 4 years leading teams.
• Industry Experience: Scaled fintech consumer lender or financial services experience involving lending payments or similar with command of consumer credit economics.
• Educational Background: Bachelors degree in Finance Economics Accounting or a related field. An MBA CFA or CPA is preferred.

Technical & Leadership Competencies

• Advanced Modeler: Advanced financial modeling Excel/Sheets and fluency with SQL and BI tools; Working knowledge of GAAP as it affects forecasting including CECL fair value and gain-on-sale.
• Strategic Thinker: Strong foundation in corporate strategy valuation and enterprise modeling connecting business performance to enterprise value. Familiarity with capital markets warehouse and securitization structures and how they shape financial planning is a strong plus.
• Executive Communicator: Executive presence and a track record of communicating with senior executives boards and investors; able to influence both internal operators and external partners.
• Builder Mindset: High horsepower low ego; thrives in ambiguity and builds structure where none exists.

Achieve Leader Model Expectations (VP  Level)

In accordance with Achieves Lead Forward Rubric this VP position requires demonstrated excellence across four foundational leadership pillars:

1. Trusted Steady Leadership

Maintains composure during routine challenges and builds trust across direct teams and functional partners. Understands key stakeholders needs builds productive relationships across functions and works collaboratively to align shared priorities.

2. Focused & Agile

Defines clear functional priorities and translates changes into meaningful context and direction for leaders. Responds to questions and resistance as they arise. Moves the function forward with incomplete information making reasonable decisions and adjusting as new details emerge.

3. Own the Outcome

Holds self and direct reports accountable for results and addresses performance issues when they arise. Ensures standards are understood across teams. Evaluates execution through a systems lens establishing regular operating reviews clear cross-team ownership boundaries and repeatable processes so core delivery remains stable without relying on crisis management

4. Grow People & Capability

Supports development initiatives actively sponsors talent and establishes functional succession plans. Builds capability across teams to ensure reliable bench strength for critical roles.

5. Lead Beyond the Walls

Maintains professional relationships with external partners and stakeholders. Represents the function effectively in most interactions. Supports business needs through external engagement. Limited strategic leverage from relationships. External contributions are steady but not differentiated.

6. Design for 10x

Implements systems and processes that support current operations effectively. Addresses issues as they arise and improves efficiency incrementally. May not consistently anticipate future scaling challenges. Infrastructure is functional but may require enhancement to support growth. Execution is stable.

7. Act Like an Owner

Understands key financial drivers within the function including revenue cost and efficiency metrics. Connects strategy to financial outcomes at a functional level. Makes reasonable tradeoffs but may not always optimize for enterprise impact. Uses Finance as a partner for deeper insights and forecasting. Delivers consistent but not differentiated financial performance.

Additional Information :

Achieve well-being with:

• Hybrid and remote work opportunities
• 401 (k) with employer match
• Medical dental and vision with HSA and FSA options  
• Competitive vacation and sick time off as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program Talkspace and fitness discounts
• Up to $5250 paid back to you on eligible education expenses
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Note: We will be unable to facilitate H1-B Visa transfer or sponsorship along with STEM-OPT Visa.

Work from home/hybrid:

We are proudly offering hybrid options in the San Francisco CA and Phoenix AZ metro markets. Hiring remotely in selected locations throughout PST MST CST.

Salary Range: $275000 to $300000 salary bonus benefits.

This information represents the expected salary range for this role. Should we decide to make an offer for employment well consider your location experience and other job-related factors.

Join Achieve change the future.

At Achieve were changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth youll get to be a part of their journey to a better financial future. Were proud to have over 3000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona California and Texas. We are strategically growing our teams with more remote work-from-home opportunities every day to better serve our members. A career at Achieve is more than a jobits a place where you can make a true impact have a sense of belonging establish a fulfilling career and put your well-being first.

Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieves Talent Acquisition leader.

Remote Work :

Yes

Employment Type :

Full-time