Title Underwriter

We are seeking a meticulous and analytical Title Underwriter to join our this role you will be responsible for evaluating risk and determining the insurability of real estate titles for residential and commercial transactions. Instead of evaluating a borrowers credit you will dive deep into public records deeds maps and legal documents to identify title defects encumbrances and liens. Your expertise will ensure our transactions clear smoothly and our policy liabilities are minimized.

Core Responsibilities

• Title Examination & Risk Assessment: Review and analyze title search reports property deeds plat maps public records and survey assessments to determine ownership legal descriptions and potential risks.
• Defect Identification: Evaluate and resolve title defects including outstanding liens judgments unpaid taxes easements restrictions fraud risks and chain-of-title gaps.
• Underwriting Determinations: Establish requirements exceptions and conditions necessary for issuing clear title insurance commitments binders and final policies.
• Collaborative Problem Solving: Work closely with escrow officers real estate attorneys agents and lenders to find creative compliant solutions to clear clouds on title prior to closing.
• Regulatory Compliance: Ensure all underwriting decisions comply with local state and federal insurance regulations as well as corporate risk tolerances and guidelines.

Qualifications :

What youll do:

• Title Examination & Risk Assessment: Review and analyze title search reports property deeds plat maps public records and survey assessments to determine ownership legal descriptions and potential risks.
• Defect Identification: Evaluate and resolve title defects including outstanding liens judgments unpaid taxes easements restrictions fraud risks and chain-of-title gaps.
• Underwriting Determinations: Establish requirements exceptions and conditions necessary for issuing clear title insurance commitments binders and final policies.
• Collaborative Problem Solving: Work closely with escrow officers real estate attorneys agents and lenders to find creative compliant solutions to clear clouds on title prior to closing.
• Regulatory Compliance: Ensure all underwriting decisions comply with local state and federal insurance regulations as well as corporate risk tolerances and guidelines.

What youll bring:

• Experience: 3 years of experience in title underwriting title examination or real estate law.
• Education & Licensing: High School Diploma or equivalent required; Bachelors degree or State Title Insurance Agent License preferred (Juris Doctor is a major plus for counsel-level roles).
• Technical Knowledge: Deep understanding of real estate law local title insurance rate structures recording fees and public registry systems.
• Software Proficiency: Experience utilizing specialized title production software (e.g. SoftPro RamQuest ResWare) and digital public record databases.

Key Skills & Core Competencies

• Meticulous Attention to Detail: An exceptional eye for spotting subtle discrepancies in legal descriptions or ancient public registries.
• Legal Literacy: Ability to confidently read and interpret complex legal documents probate files divorce decrees and court judgments impacting property rights.
• Risk Mitigation: Strong analytical skills to balance corporate financial exposure with proactive customer service solutions.

Additional Information :

Achieve well-being with:

• Hybrid and remote work opportunities
• 401 (k) with employer match
• Medical dental and vision with HSA and FSA options
• Competitive vacation and sick time off as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program Talkspace and fitness discounts
• Up to $5250 paid back to you on eligible education expenses
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Join Achieve change the future

At Achieve were changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth youll get to be a part of their journey to a better financial future. Were proud to have over 3000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona California and Texas. We are strategically growing our teams with more remote work-from-home opportunities every day to better serve our members. A career at Achieve is more than a jobits a place where you can make a true impact have a sense of belonging establish a fulfilling career and put your well-being first.

Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieves Talent Acquisition leader.

Remote Work :

No

Employment Type :

Full-time