Senior Product Manager (Fintech)

Highbeam is building the future of business banking and cash management.

Our platform combines AI agents automated financial workflows and integrated financial products that save brands time and money.

Customers have generated billions in sales and include well-known brands such as Cuts Tushy Rocco Sabah Still Here Alice Mushrooms Original Grain birddogs and more.

Our team includes alumni of Shopify Square Toast Rippling and McKinsey.

Weve raised $42M in equity from Acrew FirstMark Mayfield and Two Sigma Ventures.

Were hiring a Senior Product Manager to join the team building Highbeams financial products: global business banking cards and pay-by-card treasury and capital.

In each area you own youll decide what we build and why join the calls with our bank and fintech partners and own whether the product succeeds with customers. The bar is live customers moving real volume.

This role is based in our NoHo NYC office.

What youll do

• Own the product for your areas from customer problem through spec launch and adoption

• Lead new partner relationships on the product side: evaluate bank card payments and stablecoin partners weigh diligence findings and commercial tradeoffs with finance and decide how their infrastructure becomes our product

• Turn partner and compliance requirements into product: flow of funds KYB and onboarding account setup by entity type and customer-facing flows that match our legal docs

• Work directly with engineers and tech leads to spec QA and ship end-to-end

• Drive adoption and monetization: deposits card and payments volume and new revenue lines

• Run ongoing customer research with brands and partners and turn it into product decisions

• Partner with product operations and compliance so every launch is ready to operate

Example projects

• Growth: getting new customers to make Highbeam their primary operating account by moving deposits payroll and card spend over in their first 90 days

• Global banking: multi-currency accounts cross-border supplier payments and stablecoin on/off-ramps for US and international businesses

• Pay-by-card: letting customers pay vendors by card including international payments and Amex acceptance

• Treasury: bringing money market products to customers idle cash

• Cards: debit and charge card features and a metal card

• Capital: updating the borrower experience to match changes in our lending agreements

Net impact

• Highbeams financial products grow in adoption and revenue

• New partner programs go from signed contract to live customers

• Highbeam becomes the operating account for more commerce businesses including multi-geo ones

• Partner and compliance requirements shape the product from day one instead of forcing rework later

Qualifications

• 46 years of PM experience; early-stage operator (PM #15 at Series AC)

• Has shipped fintech products as the core experience: banking cards payments lending cross-border or stablecoins

• Fluent in money movement: ACH wires SWIFT RTP card rails FX and flow-of-funds design

• Has worked directly with sponsor banks BaaS providers card networks or payments partners from partner calls through diligence commercial tradeoffs and integration

• Working knowledge of KYB/KYC AML card network rules and money transmission

• Strong product builder: writes specs QAs builds ships end-to-end

• Comfortable across several products and partners and able to go deep on one

• Comfortable with AI tools for iteration and product validation

• Bonus: experience with cross-border payments or stablecoins

• Bonus: experience serving international sellers marketplaces or ecommerce brands

• Bonus: engineering background

Youll thrive at Highbeam if...

• You love working in-person with a high-performing team

• You enjoy working in an idea-meritocratic low-ego environment

• You are proactive and self-directed and you excel in ambiguous fast moving environments

• You care about delivering a polished customer experience

• Bonus: You have experience working in fintech AI or early-stage startups

What we offer

• Competitive salary and meaningful equity

• Comprehensive health & benefits package

• Generous PTO

• $1K/year stipend to purchase our customers products

• $100/mo wellness stipend

• Yearly offsitelast year we went to Mexico City!

• In-office perks: Commute covered and $20/day lunch stipend

• Great location: Our NYC office is in NoHo a short walk from the ACE BDFM NQRW 1 6 trains. Our Toronto office is downtown near St. Andrew Station.

Required Experience:

Senior IC