Senior Financial Planning & Investment Strategist

This role serves as a key technical resource to the firms advisors bringing together financial planning investment analysis tax planning risk management estate planning and client financial data to prepare advisors for sophisticated client conversations.

• Develop comprehensive and complex financial plans using MoneyGuidePro with the firm transitioning to RightCapital.

• Analyze client goals cash flow liquidity needs savings reserves and other financial considerations.

• Research complex planning questions and develop supporting analysis and recommendations for advisors.

• Provide planning analysis related to executive incentive compensation and other sophisticated client situations.

• Research investment markets strategies products and portfolio solutions.

• Utilize YCharts Morningstar and BlackRock resources for investment research and analysis.

• Work with portfolio construction consultants and investment partners to evaluate strategies and portfolio solutions.

• Utilize Morningstar X-Ray to evaluate portfolio composition diversification asset allocation and underlying exposures.

• Prepare investment proposals using Nitrogen and YCharts.

• Participate in internal investment meetings and discussions with external wholesalers portfolio managers and investment partners.

• Support model portfolio analysis and trading activities.

• Utilize Holistiplan to identify and analyze tax-planning opportunities.

• Evaluate strategies including Roth conversions estimated tax considerations underpayment issues and other tax-related planning opportunities.

• Incorporate tax considerations into broader financial and investment recommendations.

• Utilize as part of the firms estate-planning analysis and review process.

• Conduct life insurance needs analyses using MoneyGuidePro and other firm-established methodologies.

• Research and evaluate life insurance annuities long-term disability insurance and long-term care insurance.

• Review summarize and document existing insurance and annuity contracts.

• Identify risk-management considerations that should be addressed as part of the clients overall financial plan.

Although this is a non-client-facing role this individual plays an important part in preparing advisors for client meetings and recommendations.

Responsibilities include:

• Preparing and reviewing Albridge Snapshot and Holdings reports.

• Utilizing Morningstar X-Ray for portfolio and client updates.

• Developing investment proposals using Nitrogen and YCharts.

• Maintaining and analyzing client profile information within Redtail CRM including:

  • Gross annual income

  • Monthly net income

  • Monthly spending

  • Savings

  • Cash reserves and reserve targets

  • Liquidity needs

  • Financial goals

  • Special planning considerations

• Utilizing Excel to consolidate financial investment tax estate and risk-management information into clear analysis for the advisory team.

Experience with wealth management technology is important for this role. The firms current technology ecosystem includes:

Financial Planning: MoneyGuidePro; transitioning to RightCapital
Investment Research & Analysis: YCharts Morningstar BlackRock
Portfolio Analysis: Morningstar X-Ray
Investment Proposals: Nitrogen YCharts
Tax Planning: Holistiplan
Estate Planning:
Risk Management: MoneyGuidePro
Portfolio Reporting: Albridge
CRM: Redtail
Analysis & Reporting: Excel

Direct experience with every platform is not required; however candidates should have significant experience with financial planning and investment technology and be comfortable learning new platforms.