Senior Counsel IRA and Retirement

At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success. As a Senior Counsel within PNC Legals Asset Management Group you may be based in Pittsburgh PA Philadelphia PA Birmingham AL Cleveland OH or the District of Columbia.

Substantial experience with IRAs including a demonstrated interest in being the go-to person on this subject matter.
Ability to provide advice to operations and sales personnel regarding applicable law including the Internal Revenue Code Employee Retirement Income Security Act of 1974 (ERISA) Department of Labor (DOL) and Treasury regulations potential prohibited transactions and available exemptions.
Ability to advise on IRA account opening administration beneficiary designations distributions inherited IRA issues transfers incident to divorce account closing and related operational questions in partnership with bank and brokerage business partners.
Strong knowledge of ERISA fiduciary duties prohibited transaction concepts plan asset issues IRA rollover considerations required disclosures and related DOL and IRS requirements.
Strong knowledge of federal and state tax reporting and withholding issues related to distributions from IRAs and qualified plans.
Experience reviewing and providing pragmatic legal guidance on retirement-related forms account documentation powers of attorney subpoenas and garnishments beneficiary and estate-related documentation fee issues disclosures client communications and internal policies and procedures.
Ability to analyze investment fiduciary trust estate tax and operational issues that intersect with IRAs retirement accounts and investment management relationships and to coordinate productively with other Legal colleagues as needed.
Experience responding to or supporting responses to regulator audit compliance risk and control inquiries involving retirement accounts fiduciary activities investment services and related operational processes.
Ability to assist business with customer account administration issues exception requests escalations special projects development of new products and services and updates to policies and procedures job aids and training.
Ability and willingness to develop new skills learn PNCs IRA and retirement business adapt to change make connections across different products services and lines of business and continue to grow as deep legal advisor for IRAs ERISA and retirement-related matters.
Excellent judgment and ability to help business partners achieve their goals in a risk appropriate manner

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Performs significant and complex legal work while regularly interacting with management. Oversees legal research analysis consultation and documentation within a framework of legal compliance and risk management.

• Responsible for managing the expense for outside counsel relationships provides strategic direction on when to leverage outside counsel.

• Works with outside counsel combining their advice with analysis and feedback from internal stakeholders to provide practical guidance.

• Networks with outside organizations to advance legal interests and legal health of the corporation and its industry.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.

• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.

Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.

Legal Compliance Legal Consulting Legal Practices Legal Risk Regulatory Compliance Risk Assessments

Business Ethics Decision Making and Critical Thinking Effective Communications Establishing and Maintaining Trust External Resource Management Influencing Through Expertise Legal Analysis Legal Function Negotiating Problem Solving

Roles at this level require a Juris Doctorate (J.D.) degree from an accredited law school and licensed to practice law in at least one jurisdiction. Industry-relevant experience is typically 8 years.

JD (Required)

Active State License - Multiple Issuers

No Required License(s)

No Required or Preferred Language Assessments

Base Salary: $133000.00 $296400.00

Salaries may vary based on geographic location market data and on individual skills experience and education. This role is incentive eligible with the payment based upon company business and/or individual performance.

Generally this opening is expected to be posted for two business days from 08/20/2026 although it may be longer with business discretion.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.

In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.

To learn more about these and other programs including benefits for full time and part-time employees visit.

If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.