Principal Engineer Fixed Income, Currencies & Commodities (FICC)
Charlotte, NC - USA
Job Summary
Wells Fargo is seeking a Principal Engineer within the Commercial Corporate & Investment Bank Technology (CCIBT) organization.
Candidate will architect build and lead the next-generation Strategic Trade Management platform components for our Fixed Income Currencies & Commodities (FICC) and Derivatives businesses. This is a high-visibility opportunity to modernize and transform our core trade lifecycle capabilities at enterprise scale combining low-latency execution with complex derivative modeling real-time valuations and intelligent trade event orchestration.
Candidate will contribute to the end-to-end technical vision for a cross-asset trade lifecycle management platform that supports all Fixed Income cash and derivative its end state the platform positions Wells Fargo Trading Businesses with a competitive advantage by accelerating the launch of new products regulatory compliance and business growth. Working directly with trading desks quant teams and senior technology leadership you will drive our modernization journey by embedding AI in all aspects of SDLC as well as the workflows of the platform enabling next-generation client experience in one of the most dynamic capital markets environments.
In this role you will:
Act as an advisor to leadership to develop or influence applications network information security database operating systems or web technologies for highly complex business and technical needs across multiple groups
Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise delivering solutions that are long-term large-scale and require vision creativity innovation advanced analytical and inductive thinking
Translate advanced technology experience an in-depth knowledge of the organizations tactical and strategic business objectives the enterprise technological environment the organization structure and strategic technological opportunities and requirements into technical engineering solutions
Provide vision direction and expertise to leadership on implementing innovative and significant business solutions
Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
Hands-on Lead by example design code and deliver production-grade microservices using Java gRPC Python/FastAPI service mesh reactive architectures and Micro Front-End patterns. Integrate agentic development practices with GitHub Copilot and custom LLM agents to accelerate delivery velocity by 35x.
Low-Latency & Complex Cash & Derivative Expertise: Engineer sub-millisecond trade processing paths for rates credit FX and commodities while maintaining strict non-functional requirements (NFRs) for throughput resilience data consistency and auditability.
Modernization & Transformation: Lead the decommissioning of legacy monolithic systems and the migration to a cloud-native vertically integrated system-of-record with embedded agentic intelligence for trade-event modeling exception handling and real-time valuations.
Influence & Stakeholder Leadership: Partner across Trading Quant Risk Operations and Compliance to translate complex business needs into scalable technology solutions. Influence enterprise standards architecture review boards and capital markets platform strategy.
Mentorship & Engineering ExcellenceMentor senior engineers and technologists; establish best practices for secure observable and testable code; drive adoption of modern engineering disciplines across the Capital Markets Technology organization.
Required Qualifications:
7 years of Engineering experience or equivalent demonstrated through one or a combination of the following: work experience training military experience education
4 years of Software Engineering experience with at least 5 years in a principal or Lead Architect capacity within a global Capital Markets environment
4 years in FICC Trade Life Cycle: Deep domain knowledge of Fixed Income Currencies and Commodities including trade capture valuation models and lifecycle event management
4 years High-Performance Stack: Proven mastery of Java (concurrency JVM tuning) and Python (FastAPI data science libraries)
4 years Distributed Systems: Extensive experience with gRPC Service Mesh (Istio/Linkerd) and high-performance messaging protocols
Desired Qualifications:
Platform Pedigree: Prior experience building or significantly contributing to industry-leading platforms
Complex Derivatives Knowledge: Understanding of pricing and risk for complex derivatives (Swaps Options Exotics) and how they translate into trade event models
Agentic Development: Experience implementing GitHub CoPilot or similar AI-assisted engineering tools at scale to drive Agentic Development workflows.
Modern UI Patterns: Experience with Micro Front Ends to decouple the trader UI and allow for independent module deployment
Cloud Native: Familiarity with deploying mission-critical financial systems on hybrid cloud environments (Azure/GCP/AWS) with a focus on data residency and sovereignty
Academic Background: Bachelors or masters degree in computer science Financial Engineering
Job Expectations:
Ability to work on-site at posted location
Relocation assistance is not available for this position
Visa Sponsorship is not available for this position
Posting Locations:
300 S Brevard St. Charlotte NC 28202
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance skills experience or work location. Employees may also be eligible for incentive opportunities. $159000.00 - $254000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits many of which are listed below. VisitBenefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance critical illness insurance and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
24 Nov 2026*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance risk identification and escalation as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process visitDisability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Required Experience:
Staff IC
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