Lead Digital Product Manager Authorization & Posting

About this role:

Wells Fargo is seeking a Lead Digital Product Manager to support the Authorization & Posting functions within Transaction Processing of Consumer Banking and Lending (CBL). For additional information on lines of business refer to the external careers site at.

Authorization & Posting is a foundational capability that orchestrates the real-time and batch authorization memo posting and final posting of financial transactions across the enterprise. This product supports high-volume money movement and customer activity across digital branch ATM and point-of-sale channels enabling accurate timely and resilient processing at scale.

This role is central to driving the reliability scalability and modernization of core transaction processing systems that support billions of daily transactions and a wide ecosystem of upstream and downstream applications.

The Authorization & Posting platform integrates across critical systems (e.g. Transaction Management Services (TMS) and related posting engines) to ensure transaction integrity regulatory compliance and seamless customer experiences. Within this space the product team plays a key role in enhancing processing efficiency strengthening controls and reducing operational risk across end-to-end transaction flows.

This role is critical to advancing next-generation transaction processing capabilities. The successful candidate will:

• Drive modernization of authorization and posting architecture including real-time processing performance and resiliency improvements
• Enable AI-driven and rules-based decisioning to strengthen fraud detection risk mitigation and processing accuracy
• Reduce operational complexity through automation and platform simplification
• Accelerate delivery of scalable high-throughput solutions that support Wells Fargos core banking ecosystem

This role offers high visibility across mission-critical initiatives and plays a key role in ensuring regulatory compliance system resiliency transaction integrity and operational excellence within one of the banks highest-volume processing domains.

In this role you will:

• Align cross-functional stakeholders and manage interdependencies to ensure seamless execution
• Analyze system performance transaction flows and dependencies to identify bottlenecks and drive data-informed decisions
• Collaborate with stakeholders at all levels to resolve issues and achieve strategic objectives
• Drive modernization of transaction processing platforms (e.g. TMS and posting engines) to improve throughput resiliency and scalability
• Drive operational excellence by reducing defects minimizing rework and simplifying workflows
• Ensure solutions align with data governance regulatory and security requirements
• Evaluate and refine digital strategy customer experience and product capabilities using data and research insights
• Independently resolve complex issues and provide guidance on escalated challenges
• Influence and execute digital strategy based on business needs risk considerations and evolving priorities
• Lead and develop teams to deliver complex digital initiatives and achieve enterprise-wide outcomes
• Lead large-scale planning efforts and define clear actionable roadmaps
• Oversee execution of digital programs ensuring alignment with policies procedures and compliance standards
• Own end-to-end transaction lifecycle capabilities including authorization memo posting and final posting ensuring accuracy integrity and consistency across systems
• Partner with Product Owners and cross-functional teams on product strategy and execution for Authorization & Posting aligned to the Data Transformation & Delivery and Telephone Inquiry Systems-XQ team to deliver reliable scalable transaction processing solutions
• Prioritize features and initiatives based on business value operational efficiency and risk mitigation

Available Location: 1525 W. W T Harris Blvd. Charlotte NC

• Preferred location listed above
• Relocation assistance is not available for this position

Required Qualifications:

• 5 years of digital product management experience or equivalent demonstrated through one or a combination of the following: work experience training military experience education

Desired Qualifications:

Job Expectations:

• Ability to travel up to 5%
• Adhere to standards outlined with written policy as well as applicable State and Federal regulations
• This position is not eligible for Visa sponsorship
• Willingness to work on-site at stated location on the job opening

IMPORTANT INFORMATION:

• AFTER SUBMITTING YOUR APPLICATION PLEASE MONITOR YOUR E-MAIL FOR FUTURE COMMUNICATIONS
• Once your application is received Wells Fargo will make initial contact with you via e-mail
• Please ensure your contact information (e-mail address and phone number) is current in your Wells Fargo Jobs Profile
• If your contact information has changed please update prior to applying to this position
• Based on the volume of applications received this job posting may be removed prior to the indicated close date. If you do not apply prior to the closing of this posting we encourage you to apply for other opportunities with Wells Fargo.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance risk identification and escalation as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates including women persons with disabilities aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.