Financial Analyst

About Us
Capital Farm Credit is the largest rural lending cooperative in Texas serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members we provide essential financial services to farmers ranchers rural homeowners and agribusinesses. As part of the nationwide Farm Credit System we are dedicated to supporting rural communities and agriculture.

Why Join Us
We seek motivated individuals who share our core values: commitment trust value and family-like respect. As a customer-owned cooperative we align employee success with member success offering competitive pay growth opportunities and a supportive environment.

Our Benefits:

• Incentive Program: Company-wide goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year plus enjoy 10-12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical dental and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

At Capital Farm Credit youll find more than a jobyoull find purpose.

POSITION/LOCATION:

• This position will be located at our Headquarters in College Station Texas.
• This position is part of the Finance team and focuses on financial planning budgeting forecasting and financial reporting to support lending and organizational decision-making.

EDUCATION AND EXPERIENCE:

• Bachelors degree in Finance Accounting or Business and three (3) to five (5) years of professional experience in financial analysis and/or financial reporting.

JOB SUMMARY:

• The Financial Analyst supports the Finance team in budgeting financial forecasting reporting and analysis.
• This role provides hands-on experience working with financial data models and reports that help guide organizational decision-making.
• The analyst works under the guidance of senior finance staff and collaborates with various departments across the Association.

FUNCTIONS:

• Budget Support: Assists in gathering organizing and entering budget information from market teams and departments. Helps compile data into the Association-wide annual budget and support senior staff during the review process.
• Financial Forecasting Assistance: Help prepare quarterly financial forecast updates by collecting relevant internal data and supporting senior analysts with preliminary analysis.
• Financial Modeling Support: Assist in maintaining and updating financial models used to evaluate earnings asset trends and capital needs. Perform data entry and initial variance checks.
• Performance Analysis Support: Prepare basic reports and summaries on credit office performance for review by regional and executive leadership.
• CECL Reporting Assistance: Collect and organize data for quarterly Current and Expected Credit Losses (CECL) analysis and support the preparation of related reports.
• Impaired Loan Data Support: Work with the Special Assets Group to gather information on impaired loans and assist in preparing calculations and documentation for quarterly allowance reporting.
• Asset/Liability Management Support: Participate in ALCO-related tasks by preparing meeting materials and assisting with the creation of quarterly reports such as Interest Rate Sensitivity Analysis and performance summaries.
• Patronage Program Administration: Enter patronage data into the system help prepare preliminary reports for review and assist with final report distribution and recordkeeping.
• Loan Pricing Analysis: Provide basic analytical support to credit offices by preparing data and running reports related to loan pricing decisions.
• General Reporting & Analysis: Support time studies help prepare board materials and assist with ad-hoc financial reports or analysis as assigned.

REQUIRED SKILLS:

• General knowledge of accounting/financial systems.
• Specialized knowledge of accounting/finance principles.
• Skill in oral and written communication.
• Basic skill level in Microsoft Office applications.
• Ability to perform basic accounting/financial analyses under moderate supervision.

At the discretion of CFC position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request.

Applicants should personally complete and submit their application materials. Submissions generated through automated tools or third-party mass application services may not be reviewed.

Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidates experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race color gender religion national origin disability veteran status or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check including criminal history education verification and employment verification. A credit check will be required for roles that require NMLS registration.