Applied AI Engineer

Most of what makes American healthcare expensive isnt medical care. Its the machinery wrapped around it: middlemen taking a cut fraud nobody stops and billing systems designed to fight over payment instead of deliver care. The result is higher premiums denied claims surprise bills and a system patients increasingly experience as adversarial.

Arlo is rebuilding health insurance for small businesses from first principles: making sure as much of every premium dollar as possible goes to care instead of getting absorbed by the system around it. We do that by identifying fraud earlier steering members toward higher-quality and lower-cost care automating operational overhead and eliminating vendors whose business exists mostly to take a cut.

AI is the foundation that makes this work. We use it across underwriting operations clinical programs and member experience to build an insurer that becomes more efficient as the technology improves.

Were already operating at meaningful scale: profitable hundreds of millions in premiums tens of thousands of members covered and growing quickly through brokers employers and partners. Backed by Upfront Ventures 8VC and General Catalyst with a team from Palantir YC companies and longtime healthcare operators.

About the Role

As an Applied AI Engineer you will own the end-to-end development of core product experiences that redefine how our members interact with their healthcare.

• Architect and ship new AI-native features that serve tens of thousands of members.

• Build and deploy sophisticated LLM-powered agents that autonomously reason through complex healthcare workflows.

• Evolve our core AI stack by advancing our capabilities in prompt orchestration context engineering retrieval systems and evaluations.

What You Will Do

To give you a sense of the impact youll have here are some initial projects you could own:

1. AI-Powered Triage: Develop an intelligent experience that helps patients understand their symptoms and guides them to the right setting of care (ER Urgent Care or PCP). Youll prevent costly unnecessary visits and directly save members thousands in out-of-pocket costs.

2. An Infinitely Scalable Care Partner: Build a conversational AI to help patients understand their health from decoding lab results to clarifying treatment plans. Youll give members the 24/7 support and infinite patience that the traditional system simply cannot offer.

3. Proactive Health Engine: Pioneer an outreach tool that analyzes claims data to send personalized timely campaigns for preventive screenings and medication adherence. Youll transform healthcare from a system of static soulless emails into one of dynamic personal engagement.

What Were Looking For

This role is a great fit if you are a product-minded engineer who thrives on building with the latest AI technology.

• Demonstrated experience shipping full-stack AI products from backend infrastructure (Python Postgres) to production LLM applications.

• A strong product intuition and deep intellectual curiosity with a passion for building 0-to-1 experiences in a fast-paced startup environment. You own problems end-to-end.

• A pragmatic approach to LLM safety and reliability with hands-on experience implementing guardrails red-teaming and creating evaluation frameworks to manage trade-offs between performance cost and latency.

• Fluency with AI-assisted engineering tools (e.g. Cursor Copilot) to accelerate your development workflow.

Nice to Haves

• Experience with our front-end stack (TypeScript React).

• Familiarity with deploying AI workloads on a major cloud platform (AWS etc.).

Target Compensation Range

$210000 $230000 equity

Why Join Arlo:

• High ownership: Youll get real responsibility from day oneour high-trust team empowers you to run with big problems and shape core parts of the company.

• Join an important mission: Your work directly influences how people access care and improves lives at scale.

• Growth & expansion: Were moving fast and as we grow your scope will grow with usnew challenges bigger opportunities and rapid career velocity.

• Apply AI to a problem that matters: Instead of optimizing ads or cutting labor costs youll use AI to fundamentally reimagine how people get healthcare.

• High pace high collaboration: We operate with velocity first-principles thinking and a team that works closely openly and with ambition.

Exact compensation inclusive of salary and any bonuses is determined based on a number of factors including experience and skill level location and qualifications which are assessed during the interview process.

Arlo is an equal opportunity employer. We do not discriminate based on age race color creed or religion national origin sexual orientation gender identity or expression military status sex disability predisposing genetic characteristics marital status familial status status as a victim of domestic violence or arrest or conviction record as defined under New York State law.

Your safety matters to us. If youre selected to move forward in our hiring process youll hear directly from a member of our Recruiting team via an @ email address. We will never ask for personal or financial information outside of our formal onboarding process. When in doubt please reach out to us to verify at: .

Required Experience:

IC