2026 Intern Conversion – 2027 Commercial Banking Early Career Development Program (CACO)

2027Wells Fargo Commercial Banking Early Career Development Program (CA/CO)

About this role:Wells Fargo is seeking talent to join the 2027Commercial Banking Early Career Development Program. Learn more about the career areas and lines of business at.

Program Overview:

Commercial Bankingprovidescredit treasury management and corporate and investment banking solutions to businesses withsalesgenerallygreaterthan$25million. The Commercial Banking Early Career Development Program isa two-year program where you will gain exposure to the various Commercial Banking lines of business and their partners while supporting dedicated teams through four six-month rotations.The program will promote professional development andbusinessskillsacquisition throughon-the-jobexperience as well as formal in-person and virtual training including afoundationalintroduction to credit andbankingfundamentals.

In the Commercial Banking Early Career DevelopmentProgramyou will:

Rotate across severalCommercial Bankingbusinessareastoacquirediverse experiencesandinsightsas well asdeterminethe roles that align to your career interests.You may be involved in sales creditproductor strategic activitiessuch as:

• Participating in the sourcing structuring underwriting and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team.

• Conductingdue diligence analyzing financial statements building financial models anddeterminingrisk ratings to prepare comprehensive memos that support credit recommendations.

• Leveraging market industry and company research and analysis along with product knowledge to ensure the success of business development efforts.

• Receiving direction from supervisorsand exercising independent judgment and accountability while working with teams on a variety of tasks including compliance and risk management responsibilities.

• Collaborating and consulting with colleagues and managers to complete deliverables resolve issues and help deliver business initiatives communications and other materials to internal stakeholders and clients.

ProgramStructure:

You will begin the program in one of our ten regional locations. Following the foundational training you will enter your first of four six-month rotations in select business areas over the course of two years.Analysts will complete rotations in sales product or strategy along with two credit-focused rotations. One during the first year and another during the second year.

PostProgram:

The Commercial Banking Early Career Development Program is designed topromotea long-term career at Wells Fargothrough broad exposure to the business and its career paths as well as professional and technical development. After successfully completing the program analystswill be prepared for a multitude of roles including Relationship Manager Business Development Officer Portfolio Manager Business ExecutionConsultantCredit Product Sales SpecialistCredit Product Portfolio Specialistandothers.

Idealcandidatesforthisrole must have the following:

• Ability to prioritize work meet deadlines achieve goals and work under pressure in a dynamic and complexenvironment.

• Solid problem solving and decision-makingskills.

• Strong analytical skills with high attention to detail and accuracy.

• Initiative andproactiveto be an energeticself-starter.

• Curiosityand a genuine interest in learning and growth.

• Ability to work effectively in a team environment and across all organizational levels where flexibility collaboration and adaptability areimportant.

Required Qualifications US:

• 6 months of work experience or equivalentdemonstratedthrough one or a combination of the following: work experience training military experienceeducation.

Desired Qualifications:

• Must be currently pursuing a bachelors degree with an expected graduation datebetweenDecember 2026or May/June 2027. All majorswelcome.

• Excellent verbal written and interpersonal communication skills.

• Intermediate Microsoft Office (Word Excel Outlook and PowerPoint) skills.

• Ability to work effectively as well as independently in a collaborativechange drivenenvironment.

• Involvement in extracurricular enrichment activities through one or more of the following: volunteerism student organization involvement study abroad program(s) leadership position(s) non-profit involvement.

• Demonstrated knowledgeinterestand/or experience in financeaccounting andsales.

• Familiarity with AI powered productivity tools (such as chat-based assistants and built in features like Microsoft Copilot) to support everyday tasks including research organizing information and creating presentations with a strong interest in learning and using these tools responsibly.

Program Locations:

Denver CO;Los Angeles CA; San Diego CA;San Francisco CA

Offers are made for a specific office location based on candidate preference and business needs.Analystswill be notified of their specific Commercial Banking business placement prior to the programstart.

Pay Range:

• Denver CO: $88000/year

• Los Angeles CA:$96000/year

• San Diego CA: $96000/year

• San Francisco CA:$96000/year

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmlyestablishesthose disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance riskidentificationand escalation as well as making sound risk decisionscommensuratewith the business units risk appetite and all risk and compliance program requirements.