Third Party Risk Manager (FTC)

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

London/UK Remote 71400 - 96600 (pro-rata) Benefits

We are looking for an experienced Third Party Risk Manager to join us for 6 months and help ensure we successfully roll-out embed and integrate all the suppliers of Monzos first ever acquisition (Habito) into our third party risk management framework.
Monzo recently acquired Habito - a prominent UK-based digital mortgage broker and lender whose primary mission is to simplify the home-buying process and eliminate the stress confusing jargon and heavy paperwork traditionally associated with getting a mortgage.

Our Third Party and Outsourcing Risk Management Team

We are a small high-performing high-energy team and we are here to deliver Third Party Risk Management in a pragmatic way that benefits Monzo and our customers. Monzo is a tech-focussed bank with bold ambitions and we believe in making strong internal and external relationships. To effectively manage and build relationships across the Monzo Group and with external suppliers the Third Party Risk Management team takes charge of making sure we have well defined controls processes and governance models in place to meet the continually growing and evolving demands of global Third Party Risk Management regulations.

Youll play a key role by

• Bringing your unique Risk and Control expertise gained in global organisations to help embed and integrate Habito into Monzos Third Party Risk management framework
• Designing implementing and managing operational processes in order to achieve this
• Balancing strategic thinking with practical execution including undertaking necessary administrative or operational tasks when required.
• Striving to achieve high standards and instil established best practices in risk management
• Taking a collaborative and partnered approach to achieving business objectives with internal teams and external suppliers
• Having the ability to be both tactical and strategic when developing and delivering Third Party risk management solutions for Habito

Wed love to hear from you if

• Youre experienced in working within highly regulated environments and know how to navigate complexity with confidence
• Youve led or contributed to sustainable improvements in risk processes making lasting practical impact
• Youre skilled at delivering third-party risk management in a collaborative matrix environment
• You bring a strong understanding of outsourcing regulations ideally from the banking or financial services sector
• You communicate with clarity tact and pragmatism building trust and influence at every level
• You have a keen eye for detail and enjoy developing reviewing and implementing effective processes
• Youre confident interpreting risk regulations and standards across different jurisdictions
• Youre well-versed in Cyber Information Security and Data Risk Management
• Youre familiar with third party risk management tools and systems
• Youre comfortable taking a hands-on approach and contributing directly to execution
• And youre delivery-focused with a genuine passion for creating sustainable innovative solutions

Whats in it for you

71400 - 96600 (pro-rata) Benefits

This role can be based in our London office but were open to distributed working within the UK (with ad hoc meetings in London)

We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.

1000 learning budget each year to use on books training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Plus lots more! Read our full list of benefits.

The application journey has 3 key steps

• Call with a Monzo Recruiter
• Video-chat with Hiring Manager
• Full Loop Interviews (2 x 45 minute video-interviews with the team)

This process should take around 3-4 weeks - your schedule is really important to us so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

Well only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you dont miss out.
Please note: We cannot offer Visa Sponsorship for this role.

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Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage