Prudential Policy Associate

Job title: Prudential Policy Associate
Division: Supervision Policy and Competition
Department: Financial Resilience

• Salary: National (Edinburgh and Leeds) ranging from 43100 to 60000 and London 47300 to 65000 per annum (Salary offered will be based on skills and experience)

• This role is graded as: Associate Regulatory

• Your external recruitment contact is Shafika via

• Your internal recruitment contact is Isabelle via . Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted.

About the FCA and team

We regulate financial services firms in the UK to keep financial markets fair thriving and effective. By joining us youll play a key part in protecting consumers driving economic growth and shaping the future of UK finance services.

SPC oversees firms and individuals (supervision) creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition).

Within SPC the Prudential Policy team (Specialists Directorate) develops implements and maintains prudential regimes for over 46000 FCA-regulated firms. The team develops and maintains prudential regimes including IFPR/MIFIDPRU MIPRU IPRU and prudential requirements for payments e money and cryptoasset firms. The team works closely with Supervision and other FCA functions to support firm-level assessments and improve financial resilience across the sector.

Role responsibilities

This is an exciting opportunity for anyone looking to build a career in prudential policy and risk management. You will contribute to the development and enhancement of important prudential policies and help shape how prudential standards are interpreted and applied across FCA-regulated firms.

You will be responsible to:

• Support the design review and enhancement of FCA prudential regimes including IFPR/MIFIDPRU MIPRU IPRU and prudential standards for payments e money and cryptoasset firms

• Conduct qualitative and quantitative analysis of prudential risks capital and liquidity adequacy and firm behaviour to inform policy decisions

• Monitor market developments supervisory feedback and emerging cross sector risks

• Support engagement with Supervision Enforcement Data HM Treasury industry bodies and firms

• Support management of multiple workstreams ensuring timely delivery of policy outputs identify dependencies and risks and propose practical solutions

Skills required

Minimum:

• Prior experience in prudential regulation or risk management within a financial services regulator or a regulated firm (e.g. investment firm bank payments or e-money firm)

• Working knowledge of prudential frameworks with substantial experience in one or more of: Basel standards (CRR/CRD) IFPR payments and e-money regimes ICAAP ILAAP or ICARA

Essential:

• Strong analytical and problem-solving skills

• Excellent written and verbal communication skills

• Ability to build effective stakeholder relationships.

• Ability to plan and manage workstreams including setting milestones monitoring progress and delivering against agreed timelines

Benefits

• 25 days annual leave plus bank holidays

• Non-contributory pension (812% depending on age) and life assurance at eight times your salary

• Private healthcare with Bupa income protection and 24/7 Employee Assistance

• 35 hours of paid volunteering annually

• Colleagues spend a minimum of 50% of their working time in the office each month (60% for Directors and Executive Directors) across our London Leeds and Edinburgh offices

• A flexible benefits scheme designed around your lifestyle

For a full list of our benefits and our recruitment process as a whole visit our benefits page.

Our values and culture

Our colleagues are the key to our success as a regulator. We are committed to fostering a diverse and inclusive culture: one thats free from discrimination and bias celebrates difference and supports colleagues to deliver at their best. We believe that our differences and similarities enable us to be a better organisation one that makes better decisions drives innovation and delivers better regulation.

If you require any adjustments due to a disability or condition your recruiter is here to help - reach out for tailored support.

We welcome diverse working styles and aim to find flexible solutions that suit both the role and individual needs including options like part-time and job sharing where applicable.

Disability confident: our hiring approach

Were proud to be a Disability Confident Employer and therefore people or individuals with disabilities and long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment cases of high application volumes we may progress applicants whose experience most closely matches the roles key requirements.

Useful information and timelines

• Advert Close Date: 10th September 2026

• CV Review/Shortlist: 16th September 2026

• First Interview: 21st September 2026

• Your Recruiter will discuss the process in detail with you during screening for the role therefore please make them aware if you are going to be unavailable for any date during this time.