Innovation Banking Credit Solutions (AnalystAssociate)

Some careers have more impact than others.

If youre looking for a role where you can continue to make an impression take the next step at HSBC where your contributions will always be valued.

HSBC Corporate and Institutional Banking is a markets-led financing-focused business that provides investment and financial solutions. Corporate Banking provides international financial services solutions that support businesses ranging from mid-market enterprises to large corporates across industries and sectors. Leveraging the strength scope and expertise of our global product network Corporate Banking is positioned as an essential partner to firms seeking to maximise their potential internationally offering streamlined business access to HSBCs international network and broad range of market leading banking products and services.

We are currently seeking a high calibre professional to join our team as anInnovation Banking- Credit Solutions (Analyst/Associate).

In this role you will:

• Evaluate companies across new economy and tech / tech-enabled sectors
• Analyze business models and unit economics including ARR/MRR growth churn CAC/LTV contribution margins and cohort trends burn rate and cash runway
• Build detailed financial and cash flow models to assess debt serviceability liquidity profile sensitivity and stress scenarios
• Work on a range of financing situations including working capital financing liquidity/runway financing acquisition and expansion financing structured and bespoke credit solutions venture debt and growth debt structures
• Support growth capital and structured finance style transactions including senior and subordinated debt and structures warrants revenue-linked and cash flowlinked structures collateralized or covenant-lite as appropriate
• Negotiate deal terms and term sheets with founders management and investors
• Prepare investment memos and presentations for investment committee discussion
• Manage end-to-end transaction execution including due diligence coordination documentation and legal negotiations closing activities
• Monitor portfolio companies including covenant compliance operating performance tracking early warning indicators
• Interact regularly with VCs founders bankers and advisors across SEA

To be successful you will need:

• 35 years of experience in one or more of: venture debt; private credit or structured finance to growth companies; venture capital/growth equity; corporate or acquisition financing for tech-enabled businesses
• Strong financial modelling investment memo writing experience; presenting deals to an investment/credit committee; transaction execution experience including legal documentation; portfolio monitoring
• Strong understanding of tech and tech-enabled business models cash flow dynamics of high-growth companies credit risk assessment and mitigants
• Familiarity with Singapore/Southeast Asia startup and tech ecosystem preferred
• Excellent analytical communication and stakeholder management skills

Opening up a world of opportunity
is committed to building a culture where all employees are valued respected and opinions count. We take pride in providing a workplace that fosters continuous professional development flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.

Experience:

IC