Senior SME Remittances & Transaction Banking

Job Title: Senior SME - Remittances & Transaction Banking

Employment type: Contract (On-site)

Contract length: 12 months

Location: Riyadh KSA

PURPOSE OF THE PROJECT

We are seeking an experienced Senior Business Remittance Expert - Payments to lead the analysis design implementation and migration of remittances growth across domestic and cross-border payment rails. The candidate will function as the bridge between business stakeholders operations teams technology teams and payment platform vendors to deliver payment transformation programs across large banking environments.

Core Responsibilities and Accountabilities:

• Lead business analysis for remittance and payment transformation programs.
• Drive remittance and cross-border payment solutions.
• Collaborate with stakeholders across business and technology.
• Provide payment domain expertise and ensure solution quality.
• Support strategic client engagements and payment modernization.

Knowledge and Experience:

• 10 years of experience in banking payments consulting payment operations or payments technology. Focus on remittances.
• Strong business analysis experience in payment transformation payment migration or core banking/payment-hub programs.
• Hands-on exposure to Tier-1 banks or major financial institutions preferably in Saudi Arabia UAE or wider GCC markets.
• Proven experience with at least two of the following: SWIFT ISO 20022 CBPR instant payments RTGS ACH cross-border payments treasury payments payroll or bulk payments.
• Strong stakeholder management skills with the ability to work across business operations technology vendors and senior management.
• Technical & Domain knowledge: SWIFT MT messages ISO 20022 MX messages PACS PAIN CAMT CBPR translation and validation.
• Payment schemes: SWIFT SARIE AFAQ BUNA IPS / instant payments UAE NPSS RTGS / local clearing.
• Platforms: Open Payment Framework (OPF) Payment hubs Oracle Translator or similar translation tools Inbound / outbound payments Payroll bulk API and local transfers.

Mandatory Skills:

• A payments specialist with strong business and remittances experience GCC banking exposure SWIFT MT/MX and ISO 20022 knowledge and hands-on involvement in payment-platform implementation or migration programs.
• Bachelors degree in Finance Economics Business Administration Computer Science Information Technology or a related field (Masters preferred).
• Previous experience within Banking Digital Payment & Card solutions or the FinTech industry.
• Regional experience including working in a faced-paced matrix organisation.
• Excellent communication skills in English (written verbal and presentation); Arabic preferred.

Preferred Skills:

• Experience with OPF - Open Payment Framework payment hubs or enterprise payment orchestration platforms.
• Experience with ISO 20022 translation engines Oracle Translator or equivalent mapping/translation tools.
• Exposure to banks such as Al Rajhi Bank GIB SNB Riyad Bank Emirates NBD FAB ADCB or equivalent GCC financial institutions.
• Consulting or systems-integration background from firms such as Capgemini Accenture Cognizant IBM Infosys TCS Wipro or similar delivery organizations.
• Ability to operate independently as a Payments SME while maintaining rigorous delivery documentation and governance discipline.
• Good understanding of payment systems digital platforms system workflows security basics and industry technologies.
• An understanding of regional regulations across financial services or payment networks.