Credit Manager

• Develop implement and maintain the companys credit policies and procedures.
• Assess customer credit applications by reviewing financial statements credit reports payment history and other relevant information.
• Approve recommend or decline credit limits based on risk assessment and company policy.
• Monitor customer accounts to ensure compliance with approved credit terms and limits.
• Review and manage accounts receivable aging reports and oversee collection activities.
• Work with customers to resolve payment issues disputes and overdue accounts.
• Coordinate with the Sales Finance and Customer Service teams to balance business opportunities with credit risk.
• Monitor bad debt exposure and recommend provisions for doubtful accounts.
• Prepare regular reports on credit exposure collections performance overdue accounts and key credit metrics.
• Ensure compliance with company policies legal requirements and applicable financial regulations.
• Lead mentor and develop the credit and collections team.
• Identify opportunities to improve credit processes reporting and internal controls.
• Support external and internal audits by providing required documentation and explanations.

Qualifications :

Bachelors degree in Finance Accounting Business Administration Economics or a related field.
Professional certifications in credit management finance or accounting are an advantage.
Minimum of 24 years of experience in credit management accounts receivable or financial risk management including supervisory experience.
Strong understanding of credit analysis financial statement analysis collections and risk assessment.
Experience with credit management software.
Proficiency in Microsoft Excel and financial reporting tools

Additional Information :

experience is an asset 
SCBA
Fluency in English additional languages are a plus

Remote Work :

No

Employment Type :

Full-time