BUSINESS ANALYST CORPORATE BANKING

Job Purpose

The Business Analyst will act as the critical link between the Corporate Banking business (Liquidity & Cash Management) and Technology/Operations teams translating business needs into clear functional requirements. The role supports the design delivery and continuous improvement of cash management products including domestic and cross-border payments liquidity structures (pooling sweeping notional pooling) virtual accounts and digital banking channels ensuring solutions meet client needs regulatory requirements (SAMA) and internal risk/control standards.

Key Responsibilities

• Gather analyze and document business and functional requirements from Corporate Banking stakeholders for Liquidity & Cash Management products and platforms (e.g. host-to-host API banking virtual IBAN liquidity pooling sweeping structures).
• Act as a liaison between Business IT Operations and third-party vendors throughout the project lifecycle from requirements gathering through UAT and post-implementation support.
• Produce Business Requirement Documents (BRDs) Functional Specification Documents (FSDs) process flow diagrams and user stories for change initiatives and new product launches.
• Support end-to-end delivery of cash management initiatives including cash pooling sweeping/topping arrangements notional pooling and multi-currency account structures.
• Conduct gap analysis between current and target operating models identifying process inefficiencies and automation opportunities.
• Collaborate with Product Managers to support the design and rollout of new liquidity management solutions aligned with client and market demands.
• Work closely with Compliance and Risk teams to ensure new products/features comply with SAMA regulations and internal governance frameworks.
• Coordinate and support User Acceptance Testing (UAT) including test case preparation defect tracking and sign-off coordination.
• Analyze transaction and liquidity data to identify trends client behavior and areas for product enhancement.
• Support RFP responses client onboarding requirements and due diligence documentation for corporate clients using liquidity/cash management services.
• Prepare MI reports dashboards and presentations for senior management on project status product performance and client usage.
• Maintain up-to-date process documentation and ensure knowledge transfer to Operations and support teams.

Required Qualifications

• Bachelors degree in Finance Business Administration Economics Information Systems or a related field.
• Professional certification such as CBAP CCM (Certified Cash Manager) or CTP (Certified Treasury Professional) is an advantage.

Experience

• Minimum 37 years of experience as a Business Analyst within Corporate/Transaction/Wholesale Banking with specific exposure to Cash Management and/or Liquidity Management products.
• Proven experience working on cash management platforms (e.g. host-to-host connectivity SWIFT API banking virtual accounts liquidity structures).
• Experience working within Saudi or GCC banking environments preferred; familiarity with SAMA regulatory requirements is highly desirable.
• Experience with Agile/Scrum delivery methodology as well as traditional Waterfall project environments.
• Track record of managing relationships with cross-functional stakeholders (Product IT Operations Compliance Risk).

Skills & Competencies

• Strong understanding of corporate banking liquidity concepts: cash pooling sweeping notional pooling multi-currency/multi-entity structures interest optimization.
• Solid grasp of payment rails and cash management infrastructure (SARIE SWIFT RTGS ACH host-to-host API connectivity).
• Excellent business requirements gathering process mapping and documentation skills (BRD/FSD BPMN UML basics).
• Strong analytical and problem-solving skills with the ability to interpret complex data and processes.
• Proficiency in tools such as MS Excel PowerPoint Visio (or equivalent) and JIRA/Confluence.
• Strong stakeholder management and communication skills able to bridge technical and non-technical audiences.
• Fluency in English required; Arabic language proficiency strongly preferred given the local market focus.
• High attention to detail with strong organizational and multitasking abilities.
• Knowledge of SAMA regulations AML/CFT requirements and general banking compliance standards.

Key Performance Indicators (Typical)

• Timely and accurate delivery of BRDs/FSDs for assigned initiatives.
• Successful UAT completion rates and minimal post-go-live defects.
• Stakeholder satisfaction scores (Business IT Operations).
• Contribution to reduction in manual processes / turnaround time for liquidity products.
• Compliance with regulatory and audit requirements on all documentation.

Working Relationships

• Internal: Corporate Banking Relationship Managers Product Management IT/Digital Delivery teams Operations Compliance & Risk Finance.
• External: Technology vendors SWIFT/payment infrastructure providers corporate clients (as required for requirements validation).

Vertical:

Technology