About Me
Senior data science and risk strategy professional with 8+ years of experience across global financial institutions, delivering data-driven insights over multi-billion-dollar and $800B+ portfolios spanning credit cards, …
Senior data science and risk strategy professional with 8+ years of experience across global financial institutions, delivering data-driven insights over multi-billion-dollar and $800B+ portfolios spanning credit cards, commercial banking, and institutional risk. Skilled at translating complex data into actionable insights that support strategic decision-making and cross-functional alignment. Proficient in partnering with stakeholders to define metrics, streamline processes, and enhance business performance. Seeking to leverage expertise in a challenging role within an innovative organization.
Experience
Vice President, Data Science
<p>Built pricing and credit limit optimization models using elasticity and scenario analysis, improving risk-adjusted returns (ROA) by ~180 bps</p><p> Modeled demand dynamics using time-series forecasting, reducing forecast error (MAPE 25%) and enabling improved capacity planning</p><p> Designed and analyzed A/B experiments and quasi-experiments (propensity score matching, DiD) to evaluate pricing and underwriting strategies, generating $20M+ incremental annual revenue</p><p> Derived actionable credit insights from high-volume transactional datasets (B2B and C2B flows), identifying cash-flow volatility, revenue seasonality, and liquidity risk patterns to strengthen cash-flow–based underwriting models</p><p> Integrated macroeconomic signals and sector performance indicators (consumer spending, retail sales trends) into portfolio monitoring to proactively adjust credit strategy during economic cycles</p><p> Built portfolio risk dashboards tracking delinquency trends, vintage curves, and borrower segmentation, improving early risk detection and reducing unexpected loss volatility by ~25%</p>
Senior Associate, Analytics
<p>Monitored portfolio risk exposures and identified concentration risks across counterparties and sectors, supporting credit exposure management decisions for multi-billion dollar portfolios</p><p> Analyzed risk drivers and exposure dynamics across trading and financing portfolios, improving early detection of potential credit deterioration</p><p> Built automated analytics pipelines to monitor portfolio exposure trends and emerging credit risks, improving decision-making speed for risk management teams</p>
Contractor, Data Science
<p>Led data-driven risk and performance assessments for new insurance products and digital payment features, protecting $10M+ in annual transaction value</p><p> Performed funnel analysis across customer journeys, identifying bottlenecks that improved conversion rates by 12–18%</p><p> Developed pricing and demand elasticity models, driving ~10% revenue uplift for client portfolios</p><p> Built customer segmentation and predictive models, increasing targeting precision and campaign ROI by 15–25%</p>
PROJECTS
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