Rajat Sharma

Spearheaded risk mitigation strategies and maintained risk management policies for secured personal loans, leveraging credit and fraud analytics to manage a $150M portfolio.
Built a comprehensive risk validation and governance framework, streamlining inter-team communication and reducing fraud rule execution time by 30%.
Instituted data quality assurance processes with data engineering teams, elevating the precision and reliability of credit risk models, reducing early delinquency by 15%.

Spearheaded risk mitigation strategies and maintained risk management policies for secured personal loans, leveraging credit and fraud analytics to manage a $150M portfolio., Built a comprehensive risk validation and governance framework, streamlining inter-team communication and reducing fraud rule execution time by 30%., Instituted data quality assurance processes with data engineering teams, elevating the precision and reliability of credit risk models, reducing early delinquency by 15%.

Established an Analytics Centre of Excellence (CoE) for a mid-sized Indian bank, delivering 10 predictive and strategic use cases, transforming decision-making and improving revenue by 15%.
Conceptualized and executed Fraud and AML detection rules, identifying irregular financial patterns across European markets, enhancing compliance and security.
Led cross-functional teams to integrate advanced analytics solutions, improving operational efficiency and data-driven decision-making.

Established an Analytics Centre of Excellence (CoE) for a mid-sized Indian bank, delivering 10 predictive and strategic use cases, transforming decision-making and improving revenue by 15%., Conceptualized and executed Fraud and AML detection rules, identifying irregular financial patterns across European markets, enhancing compliance and security., Led cross-functional teams to integrate advanced analytics solutions, improving operational efficiency and data-driven decision-making.

Designed and implemented a 360-degree Customer Profitability Framework to guide sales, pricing, and service actions based on profitability tiers, enhancing decision-making processes.
Built an Early-Warning Model using Gradient Boosting to predict 40%+ potential balance attrition, enabling proactive retention strategies and reducing early delinquency by 15%.
Partnered with cross-functional business teams to incorporate profitability insights into bank policy design and risk models, improving policy adherence and operational efficiency.

Designed and implemented a 360-degree Customer Profitability Framework to guide sales, pricing, and service actions based on profitability tiers, enhancing decision-making processes., Built an Early-Warning Model using Gradient Boosting to predict 40%+ potential balance attrition, enabling proactive retention strategies and reducing early delinquency by 15%., Partnered with cross-functional business teams to incorporate profitability insights into bank policy design and risk models, improving policy adherence and operational efficiency.

Delivered analytics and insights supporting global brand teams across the U.S. and European markets, influencing 50% of key strategic decisions.
Automated forecasting and dashboard reporting using PowerBI and Alteryx, reducing delivery time by 90%.
Built sales and performance forecasting models used in multi-million-dollar brand launches, partnering with global stakeholders for KPI alignment and commercial analytics execution.

Delivered analytics and insights supporting global brand teams across the U.S. and European markets, influencing 50% of key strategic decisions., Automated forecasting and dashboard reporting using PowerBI and Alteryx, reducing delivery time by 90%., Built sales and performance forecasting models used in multi-million-dollar brand launches, partnering with global stakeholders for KPI alignment and commercial analytics execution.