Rajat Sharma

<p>Spearheaded risk mitigation strategies and maintained risk management policies for secured personal loans, leveraging credit and fraud analytics to manage a $150M portfolio.<br>
Built a comprehensive risk validation and governance framework, streamlining inter-team communication and reducing fraud rule execution time by 30%.<br>
Instituted data quality assurance processes with data engineering teams, elevating the precision and reliability of credit risk models, reducing early delinquency by 15%.</p>

<p>Spearheaded risk mitigation strategies and maintained risk management policies for secured personal loans, leveraging credit and fraud analytics to manage a $150M portfolio., Built a comprehensive risk validation and governance framework, streamlining inter-team communication and reducing fraud rule execution time by 30%., Instituted data quality assurance processes with data engineering teams, elevating the precision and reliability of credit risk models, reducing early delinquency by 15%.</p>

<p>Established an Analytics Centre of Excellence (CoE) for a mid-sized Indian bank, delivering 10 predictive and strategic use cases, transforming decision-making and improving revenue by 15%.<br>
Conceptualized and executed Fraud and AML detection rules, identifying irregular financial patterns across European markets, enhancing compliance and security.<br>
Led cross-functional teams to integrate advanced analytics solutions, improving operational efficiency and data-driven decision-making.</p>

Established an Analytics Centre of Excellence (CoE) for a mid-sized Indian bank, delivering 10 predictive and strategic use cases, transforming decision-making and improving revenue by 15%., Conceptualized and executed Fraud and AML detection rules, identifying irregular financial patterns across European markets, enhancing compliance and security., Led cross-functional teams to integrate advanced analytics solutions, improving operational efficiency and data-driven decision-making.

<p>Designed and implemented a 360-degree Customer Profitability Framework to guide sales, pricing, and service actions based on profitability tiers, enhancing decision-making processes.<br>
Built an Early-Warning Model using Gradient Boosting to predict 40%+ potential balance attrition, enabling proactive retention strategies and reducing early delinquency by 15%.<br>
Partnered with cross-functional business teams to incorporate profitability insights into bank policy design and risk models, improving policy adherence and operational efficiency.</p>

Designed and implemented a 360-degree Customer Profitability Framework to guide sales, pricing, and service actions based on profitability tiers, enhancing decision-making processes., Built an Early-Warning Model using Gradient Boosting to predict 40%+ potential balance attrition, enabling proactive retention strategies and reducing early delinquency by 15%., Partnered with cross-functional business teams to incorporate profitability insights into bank policy design and risk models, improving policy adherence and operational efficiency.

<p>Delivered analytics and insights supporting global brand teams across the U.S. and European markets, influencing 50% of key strategic decisions.<br>
Automated forecasting and dashboard reporting using PowerBI and Alteryx, reducing delivery time by 90%.<br>
Built sales and performance forecasting models used in multi-million-dollar brand launches, partnering with global stakeholders for KPI alignment and commercial analytics execution.</p>

Delivered analytics and insights supporting global brand teams across the U.S. and European markets, influencing 50% of key strategic decisions., Automated forecasting and dashboard reporting using PowerBI and Alteryx, reducing delivery time by 90%., Built sales and performance forecasting models used in multi-million-dollar brand launches, partnering with global stakeholders for KPI alignment and commercial analytics execution.