Oyedamola Aina

• Reviewed STR's to identify potential suspicious activity and investigate red flags to determine if further investigation is warranted.
• Ensured alerts are dispositioned in a timely manner to meet regulatory expectations.
• Evaluated incoming investigations, identify suspicious events, determine a disposition for each investigation, close false positives, escalate high-priority, suspicious transactions to an Investigator for further action.
• Wrote narratives on cases and make recommendations for escalation or closure.
• Conducted risk assessments and due diligence on clients and transactions to ensure compliance with regulatory requirements.
• Prepared and filed regulatory reports including FINTRAC filing.
• Collaborated with cross-functional teams including Legal, Risk, and Compliance to identify and mitigate AML risks.
• Participated in AML training and maintain knowledge of regulatory requirements and industry trends.

<p>Reviewed STR's to identify potential suspicious activity and investigate red flags to determine if further investigation is warranted.<br>
Ensured alerts are dispositioned in a timely manner to meet regulatory expectations.<br>
Evaluated incoming investigations, identify suspicious events, determine a disposition for each investigation, close false positives, escalate high-priority, suspicious transactions to an Investigator for further action.<br>
Wrote narratives on cases and make recommendations for escalation or closure.<br>
Conducted risk assessments and due diligence on clients and transactions to ensure compliance with regulatory requirements.<br>
Prepared and filed regulatory reports including FINTRAC filing.<br>
Collaborated with cross-functional teams including Legal, Risk, and Compliance to identify and mitigate AML risks.<br>
Participated in AML training and maintain knowledge of regulatory requirements and industry trends.</p>

<p>Detection of fraudulent activities and minimizing fraud losses by analyzing, identifying transactions and customer behavior patterns, and taking appropriate action<br>
Maintained optimum service levels by promptly managing assigned cases, outbound/inbound contact with client and ensuring the depth of case review and identifying trends to improve service levels to clients.<br>
Applied advanced research skills to develop business intelligence to support expert and in-depth anti-money laundering investigations of client relationships.<br>
Analyzed and investigated unidentified/exceptional transactions on card accounts.<br>
Communicating with other risk agents and management regarding possible fraud trends detected or suspected and actively identifying opportunities for process and system improvements.<br>
Managing data profiling using Advanced MS Excel functions and data visualization tools to analyze source system data.</p>

<p>Performed intermediation analysis that requires knowledge of Anti-Money Laundering (AML), Bank Secrecy Act (BSA), and Know Your Customer (KYC) schemes.<br>
Reporting & Due Diligence. Gather and validate information to assist in the preparation of compliance/governance reports such as the Qualitative Assessment Report, KYC profile reconciliations, transaction monitoring assessments and KYC completion reports.<br>
Perform enhanced due diligence research on High-Risk Clients using WorldCheck and various AML-specific investigative tools.<br>
Ensure AML and compliance reports are complete, accurate, and processed in a promptly for submission to RMs and other internal stakeholders in accordance with existing SLAs.<br>
Conducted customer due diligence (CDD) and enhanced due diligence (EDD) at the time of onboarding as well as ongoing monitoring for customers.<br>
Identified and documented emerging trends in suspicious activity observed at the organization and ability to present findings to the team and management.<br>
Completed quality assurance review of completed suspicious activity, high-risk customers, alerts, and investigations.<br>
Performed the due diligence of new clients opening, amending, and reviewing of clients (financial & corporate) according to established policies and procedures.<br>
Identifying the ultimate beneficial ownership (UBO) and verification with account relationship</p>

<p>Conducted AML investigations and due diligence on high-risk clients and transactions.<br>
Worked closely with cross-functional teams including Legal, Risk, and Compliance to mitigate AML risks.<br>
Analyzed AML data and identified trends to improve AML policies and procedures.<br>
Reviewed customer documentation including KYC information to cross-reference with account activity to reassign accurate risk level to the specific accounts held in the customer's name.<br>
Prepared Suspicious TR/Unusual TR forms, identifying clients/transactions apparently related to money laundering/terrorist financing and escalating such for further investigation by law enforcement and/or reporting to appropriate government agencies, regulatory bodies.<br>
Analyzed compliance monitoring reports and other related source documents for suspicious and unusual patterns of activity.<br>
Reviewed and updated KYC, query missing files or documents and satisfied updated files to meet compliance requirements.<br>
Ensured compliance with AML Act and KYC requirements/legislation at branch level and recorded Zero % sanctions ratings following regulatory inspections. Monitored the effectiveness of the AML SAS Antifraud module for transaction monitoring.<br>
KYC enquiries engaged marketing & sales officers on all transactions identified as suspicious, analysis of Marketing officer’s responses viz a viz activities on such accounts, customer’s profiles, source of funds, transactions pattern and documentation status, and render further information when EDD is performed.</p>

<p>Ensured profitability and business growth in line with the set budget.<br>
Delivered exceptional customer services to stakeholders.<br>
Grew customer base by mobilizing liabilities and generating revenue.<br>
Gained substantial wallet share of the customer’s business by ensuring optimum swings in accounts to generate the desired incomes.<br>
Participated in recruitment, training, coaching, and motivating staff.<br>
Ensured suitable adherence to credit policies, processes, and procedures.<br>
Performed effective relationship management.<br>
Facilitated Credit, products, and monthly performance review presentations.<br>
Ensured re-activation of dormant accounts.<br>
Monitored loan accounts averting sticky loans.</p>