Arif Alam

Arif Alam

Deputy Branch Manager
India
English, Hindi, Urdu
Full-time On-site

About Me

A competent finance professional with experience of in the field of Banking, Accounts and Audit Management. Ensuring the implementation of operational excellence with perseverance, sincerity and integrity to fulfill desi…

Experience

Deputy Branch Manager

Axis Bank Ltd. · Patna , Bihar , India
Jul 2017 - Apr 2026 · 8 years 8 months

<p>To reach out to High Net-worth Individuals.</p><p> Monitoring of office accounts / GL heads.</p><p> Branch Audit & Compliance</p><p> Sourcing potential loan file such as Auto Loan & Personal Loan Agri Loans SME Loans etc.</p><p> Managing branch operations and day to day activities & Cross Selling.</p><p> Handling customer’s Complaints & queries and resolving the same in given TAT.</p><p> Responsible for business targets CASANOA & Branch fee income.</p><p> Responsible for branch service quality score & operational efficiency.</p><p> Training new employees in defining the work environment.</p><p> Worked directly with the customers to oversee account management and troubleshoot any problems that occurred.</p><p> Team Handling.</p><p> Theoretical knowledge regarding valuation of financial products and terminologies.</p><p> IPG Products (Life Insurance / General Insurance (Motor & Health) Mutual Fund / Online Trading)</p><p> Identify the area of self-development in line with the Organization’s competency guidelines.</p>

Dy. Manager

Indusind Bank Ltd. · Kolkata , West Bengal , India
Nov 2012 - Jul 2017 · 4 years 8 months

<p>Taking customer request & process it through Talisma within time frame.</p><p> And to do complete Accounting & Taxation work Like- Sales Tax, Income Tax, Service Tax, Vouching & all Accounting Procedures.</p><p> Handling of day to day administration function in Office.</p><p> Cash & Bank Payment and Accounting.</p><p> Filling Challan of Sales Tax.</p><p> Looking Work of Project office with the help of Store Assistant & MIS Assistant.</p><p> Ensure timely & accurate monitoring functional in line with the bank KYC & AML policies & procedures and adhered to Reserve Bank of India’s rules, regulations guidelines</p><p> Handle all general banking operation and Clearing, Loans(Diburse), KYC, saving bank account(Dvu), cash credit account, current account and fixed deposit account.</p><p> Maintaining Cash book etc.</p><p> Responsible to process all Internal Transfer cheques, RTGS & NEFT.</p><p> Ensure the correct receipt / payment of cash and accurately credit / debit the customer’s account and acknowledge the receipt to the customers.</p><p> Scrutiny of vouchers (cheques, deposit slip, etc.) on daily basis & sent them to VVU (Voucher Verifying Unit) on daily basis.</p><p> Responsible for making vouchers and passing their entries in I-Works & COFA Software.</p><p> Team Management – Training & development of team & branch employees to ensure error free transactions & smooth movement of files.</p><p> To plan, organize and carry out the internal audit function including the preparation of an Annual audit plan which fulfills the responsibility of the department, scheduling and assigning work and estimating resource needs</p><p> Provide any other service as directed to support the overall banking operations of the Branch.</p><p> Reconciliation of Branch ATM on daily basis & maintaining adequate cash in ATM to meet customer requirement.</p><p> Issue DDs (demand draf) and PO (Pay Order) by observing the procedures such as identification of the customer, authenticity of the draft, applying the approved commission rate etc. to protect the interest of the customers and the Bank.</p>

Asst. Manager

HDFC Bank Ltd. · Patna , Bihar , India
Sep 2011 - Oct 2012 · 1 year 1 month

<p>Perform assigned accounting functions such as checking and verification of data accuracy, audit disbursement vouchers, and credit and debit memos.</p><p> Responsible for general accounting that involves the preparation of statistical data.</p>

Officer

ICICI Bank Ltd. · Patna , Bihar , India
Jul 2010 - Sep 2011 · 1 year 2 months

<p>Awarded for Exemplary performance in NTB</p><p> Perform assigned accounting functions such as checking and verification of data accuracy, audit disbursement vouchers, and credit and debit memos.</p><p> Responsible for general accounting that involves the preparation of statistical data.</p>

Skills

MS Word MS Excel MS Access MS PowerPoint Windows Environment Internet Finacle Fusion Tally Banking Accounts Audit Management Relationship Management Team Building Analytical Skills Communication Skills KYC AML RTGS NEFT Cash Management Branch Operations Cross Selling Team Handling Accounting Taxation Sales Tax Income Tax Service Tax Vouching Reconciliation General Banking Operations Clearing Loans Savings Bank Account Current Account Fixed Deposit Account Demand Drafts Pay Orders Internal Audit Voucher Verification Tally ERP 9.0 PeopleSoft Kapity Teller Module MS Office
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