Principal Product Manager

Fractal

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profile Job Location:

Bengaluru - India

profile Monthly Salary: Not Disclosed
Posted on: 9 hours ago
Vacancies: 1 Vacancy

Job Summary

Its fun to work in a company where people truly BELIEVE in what they are doing!

Were committed to bringing passion and customer focus to the business.

Principal Product Manager

Company Overview:
Fractal Analytics is a strategic AI partner to Fortune 500 companies with a vision to power every human decision in the enterprise. Fractal is building a world where individual choices freedom and diversity are the greatest assets. An ecosystem where human imagination is at the heart of every decision.

Fractal is focusing on selling world-class suite of vertical and functional AI products that solve high value enterprise problems under the brand Cogentiq.

About Cogentiq UnderWriting Platform:

The platform continuously validates submissions flags grey areas that require human judgment and ensures every underwriting decision is backed by structured evidence full traceability and clear rationalereducing rework secondguessing and postbind quality issues.
Cogentiq Underwriting enables underwriters and QA teams to move from manual reconciliation and spot checks to consistent governed and intelligenceled underwriting decisions across the portfolio.

The Mission:

We are looking for aPrincipal Product Managerto own the roadmap and technical execution ofCogentiq-Underwriting. Thisisnta traditional ivory tower PM role. You will be the technical architect of our 90-day go-live promise acting as a bridge between deep AI research and the messy reality of commercial insurance workflows.

You will lead the transition from Black-Box AI to Glass-Box transparency ensuring our platformdoesntjust predict risks but explains them using 120 validated data points.

The Hands-On Reality (What Youll Actually Do):

1. Zero-to-One Platform Architecture

  • Technical PRDs:Write high-fidelity specifications forAgentic AI workflowsthat translate into process automation and decision intelligence. Youarentjust listing features; you are defining how data flows from an unstructured PDFor Databaseinto a structuredUI/UX to help the User takeaccuratedecisions

  • Glass-Box UX:Work directly with designers to build interfaces thatsimplify the life of the User while helping them perform at an expert level. You will design how an underwriter double-clicks into an AI suggestionor compares current case withportfolio.

2. Forward-Deployed Solutioning

  • The 48-Hour Configuration:Lead Bootcamps where you configureCogentiq-Underwriting productin front of Chief Underwriting Officers.Learn from the field rather than guess at your desk.

  • API & Integration Mapping:Partner with client IT teams to mapCogentiqinput-outputs into legacy systems (Guidewire Duck Creek). You should becomfortablewhiteboarding an API integration or discussing data normalization strategies.

3. Commercial ROI Engineering

  • The Combined Ratio Narrative:Translate technical improvements orsystemaccuracy gains into bottom-line impact. You will build theEconomic Value Modelsthat prove howCogentiqreduces loss ratios andimproves productivity.

  • Rapid Prototyping:Use low-code tools or wireframes to test new intelligence features with users before they hit the engineering sprint.

Who You Are:

  • The Architect-Diplomat:You have 1012 years of experience. You can debate the nuances ofconfiguration fileswith engineers at 10:00 AM and present aBusiness Caseto aCXOat 2:00 PM.

  • Insurance Fluent:Youdontneed a glossary to understandBinding AuthorityLoss Runs orSchedule Rating. You understand that for an underwriter trust is more important than speed.

  • Bias for Action:You prefer a working prototype over a 50-slide deck. You are comfortable navigating the ambiguity of a startup where the best wayhasntbeen written yet.

Technical Mastery (The 2 out of 5 Rule):

We value diverse backgrounds but to lead this product you mustdemonstrateExpert-Level Hands-on Skillsin at leasttwoof these domains:

1. AIProduct: Deep understanding ofLLMsystemsengineeringoptions architectures and the trade-offs betweenAIdesign and configurations.

2.InsuranceDomain: Deep knowledge ofCommercial P&C workflows(Submission Clearance Risk Assessment Quote). You know where the friction lives.

3. Solution Delivery:Experience as aForward-Deployed Engineer or Technical PMat a high-growth SaaS or Palantir-style deployment model.

4. Growth Strategy:Proven ability to buildSaasand Product-Led Growth(PLG) loops that drive platform adoption in change-resistant industries.

5.Platformengineering:ProficiencyinDataflowdiscussions understanding how toabstract a specific client requirement into anactionable schema.

Qualifications:

  • Educational Background:Bachelors degree in a STEM field (Computer Science Engineering Mathematics) or a Quantitative field (Economics Finance); MBA or MS in Data Science/AI preferred.

  • Professional Experience:1012 years of total experience with at least 5 yearsinProduct ManagementTechnical Product Ownership orPlatformEngineeringwithin a B2B SaaS environment.

  • Domain Expertise:Direct experience inInsurTech FinTech or Enterprise AI. A deep understanding of theinsuranceis highly preferred.

  • AI/ML Implementation:Proventrack recordofshipping and scalingsoftware or platformproducts specifically those involving NLP document extraction (OCR/IDP) or Large Language Models (LLMs) in a production environment.

  • Technical Literacy:Ability to read API documentation query databases usingSQL and use tools likePostmantovalidatetechnical integrations;sufficient fluency to understandcloud architecture (AWS/Azure) is a plusbut not necessary.

  • Strategic Execution:Experience leadingclient-facing deploymentsor Bootcamps with the ability to translate complex customer requirements into a configurable product roadmap.

  • Systems Familiarity:Prior experience with (or exposure to) core insurance platforms likeGuidewire Duck Creek orsuch othercoresystemsisa significant advantage.

  • Product Craft:Expert-level ability to writeTechnical PRDsthat decompose ambiguous AI capabilities into granular logic data schemas and Glass-Box UI requirements.

  • Commercial Acumen:Strong understanding of SaaS business metrics and the ability to buildROI modelsthat link product features to high-level business outcomes

  • Soft Skills:Exceptional translator skillsthe ability to command a room of skeptical subject matter experts (Underwriters) whilemaintaininghigh credibility with Senior Engineers.

  • Mindset:High-agency full-stack mentality; comfortable operating in the gray area of an early-stage startup where you must move from high-level strategy to hands-on configuration daily.

Location Preference: Bengaluru

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If you like wild growth and working with happy enthusiastic over-achievers youll enjoy your career with us!

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Its fun to work in a company where people truly BELIEVE in what they are doing!Were committed to bringing passion and customer focus to the business.Principal Product ManagerCompany Overview:Fractal Analytics is a strategic AI partner to Fortune 500 companies with a vision to power every human decis...
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Fractal Analytics helps global Fortune 100 companies power every human decision in the enterprise by bringing analytics and AI to the decision.

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