Area Head Gold Loans Delhi

Financial Services

Job Location:

Gurgaon - India

Monthly Salary: Not Disclosed

Posted on: 4 hours ago

Vacancies: 1 Vacancy

Job Summary

Key Result Areas (Max 1325 Characters)	Supporting Actions (Max 1325 Characters)
Scale business sustainably	AUM Growth YoY / QoQ Disbursement Value (INR) Vs Plan Active Customer Base Growth (%) Market Share (%) in key geographies Ticket Size (Avg Loan Amount) Growth Mix New vs Renewal loans
Profitability & P&L Management deliver profitable growth with cost discipline	Net Interest Margin (%) Yield on Gold Loan Portfolio (%) Cost to Income Ratio Operating Profit ROA / ROE Incremental Profit per branch
Portfolio Quality & Risk Management required to maintain superior asset quality and collateral safety	GNPA / NNPA (%) SMA (0-30 / 31-90 days) levels Gold Loan LTV (%) adherence Auction Loss (%) Fraud Incidence (No / Value) Recover Rate (%) post delinquency
Branch Productivity build and optimize a high performing branch network	Number of new branches opened vs plan Break even time for new branches AUM per branch Disbursement per branch / per RM Low performing branch reduction (%)
Sales Effective & Customer Acquisition drive frontline productivity and customer reach	Disbursement per sales officers / BM Customer Acquisition cost Conversion ratio lead to disbursement Repeat customer ratio Cross sell / Upsell Ratio
Compliance Audit & Regulatory Adherence	RBI / Internal Audit Observation Policy Deviation Cases Gold Purity Testing Compliance Documentation Accuracy Zero Tolerance Breach Incident
People Leadership & Capability Building	Sales & branch Staff Attrition Critical Role Vacancy TAT Successor Readiness for key roles Training Coverage Productivity Improvement post training

Required Experience:

Manager

Key Result Areas (Max 1325 Characters)Supporting Actions (Max 1325 Characters)Scale business sustainablyAUM Growth YoY / QoQDisbursement Value (INR) Vs PlanActive Customer Base Growth (%)Market Share (%) in key geographiesTicket Size (Avg Loan Amount)Growth Mix New vs Renewal loansProfitability & P...

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About Company

Financial Services

Discover a world of financial solutions at Aditya Birla Capital – your trusted partner for investments, insurance, loans, and a wide range of financial services in India.

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