Staff Solution Architect
Wilmington, DE - USA
Job Summary
About Us
Live Oak Bank is a digital bank that serves small business owners across the country. Our groundbreaking spin on service and technology has fueled our mission to be Americas Small Business Bank. Our products help customers buy build and expand their business and our high-yield savings and CD products help them grow their hard-earned money. At Live Oak we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined and we seek those who embody and embrace what it takes to empower the American dream.
How This Role Impacts Live Oak and Its People
The Staff Solution Architect at Live Oak is a seniorjudgment drivenrole focused on guiding the organization through architectural complexity at scale. This role is designed for architects who have lived through growthtradeoffs and change in fintech or financial services environments and know that the hardest architectural problems are as much about people and decisions as they are about systems.
Reporting to the Director of Enterprise Architecture this architectoperatesat the intersection of business strategy technology and organizational design. Rather than owning individual components or producing artifacts in isolation the Staff Solution Architectinfluenceshow architectural decisions are made socialized and sustained across teams vendors and platforms-especially as Live Oak continues to scale and responsibly adoptAIenabledsystems.
Success in this role is measured by influence clarity and outcomes: aligning teams navigating ambiguity and helping the organization shipwell-reasonedsolutions without slowing momentum.
What Youll Do at Live Oak
Solution Design & Architecture
Lead end-to-end solution architecture for major projects involving complex multi-system environments and cross-functional business units.
Conduct architectural evaluations and analyze the existing technology environment to inform solution design decisions.
Define solution prototypes reference architectures and integration patterns that ensure consistency scalability and maintainability.
Evaluate and recommend technologies platforms and vendors balancing innovation with pragmatism and long-term sustainability.
Ensure all solution designs comply with enterprise architecture standards principles and strategic guidelines.
Cross-Functional Orchestration & Collaboration
Serve as the connective thread between internal software engineering data IT and infrastructure teams and external vendors ensuring all parties are aligned on the solution vision.
Define collaboration frameworks that bring the right people together at the right time to resolve technical questions and design challenges.
Facilitate solution design sessions technical reviews and architecture discussions that drive toward clear well-documented outcomes.
Partner closely with project management to align integration strategies with project objectives timelines and budgets.
Documentation & Communication
Tell the story of how individual components come together into a cohesive solutiontranslating complex technical architectures into clear narratives for diverse audiences including executive leadership business partners and engineering teams.
Develop and maintain comprehensive solution documentation including architecture diagrams integration maps decision records and technical specifications.
Communicate technical aspects risks trade-offs and progress with clarity and confidence to stakeholders at all levels.
Delivery & Risk Management
Define procedures and processes that ensure successful solution delivery from design through implementation.
Identify evaluate and mitigate technical risks across the solution lifecycle including performance security and user experience considerations.
Oversee solution development to ensure adherence to architectural intent quality standards and regulatory requirements.
Analyze and address technical and business requirements ensuring solutions are right-sized for the problem at hand.
How Youll Do It
By orchestratingnot dictating. You pull the right people into the room facilitate productive discussions and synthesize diverse inputs into a clear path forward.
By communicating with precision and empathy. You translate technical complexity into language that resonates with engineers business leaders and vendors alike using influence and negotiation to drive alignment.
By taking responsibility for projects from inception to completion managing expectations across a broad set of stakeholders and influencing outcomes without direct authority.
By developing innovative problem-framing approaches that enhance efficiency and help teams see challenges from new angles.
By maintaining a relentless focus on detailunderstanding that the success of a complex solution depends on constant consistent evaluation of every component no matter how small.
By staying current with emerging technologies industry trends and architectural best practices in financial services and recommending adoption where it creates genuine value.
By executing and adapting established processes through cross-functional collaboration to achieve organizational goals and identifying gaps that need to be addressed for continuous improvement.
By building trust and credibility through deep technical knowledge strong people skills and a track record of delivering well-managed well-documented solutions.
Maintain a high standard of regulatory awareness including BSA AML CIP and OFAC
Required Experience
10 years in technology roles with experience as asenior orstaff levelarchitectin fintech or financial services environments.
Hands-onexperience scaling platforms and teams including navigating architecturaltradeoffs organizational complexity and change atgrowth stagecompanies.
Proven ability toinfluence decisions without direct authority aligning engineers business partners and vendors in ambiguous situations.
Extensive knowledge of integration architecture patterns including APIs (RESTGraphQL) messaging systemsevent drivenarchitecture and enterprise integration platforms.
Broad technical fluency across application development cloud platforms (AWS Azure) data architecture infrastructure and security - ableto crediblyguide and challenge architectural decisions.
Experience working incomplexmulti-systemmulti-vendorenvironmentsunder regulatory constraints.
Comfort reasoning aboutAIenabledsystemsand their architectural data and risk implications in regulated settings.
Clear confident communicator who can translate complex technical topics forboth technical andnon-technicalaudiences.
Preferred Experience
Experience with emerging technologies including blockchain artificial intelligence/machine learning and advanced data platforms.
Familiarity with industry standards and compliance in Service Integration & Management (SIAM).
Experience with architecture governance frameworks technology radar processes and architectural decision records (ADRs).
Relevant certifications such as AWS Certified Solutions Architect TOGAF or ITIL.
Fintech or digital banking experience with exposure to modern lending payments or deposit platforms.
Our Values
Dedication:Possess a deep commitment to Live Oak Banks mission and core values exemplified through a strong work ethic adaptability and pride in your work.
Ownership:Take initiative to deliver positive results by proactively and creatively solving problems while maintaining a high degree of quality.
Respect:Treat everyone with courtesy politeness and kindness.
Innovation:Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems.
Teamwork: Foster collaboration accountability and trust with others and understand that together we do more
For a detailed overview of our employee benefits please visit: Oak Bank is an Affirmative Action and Equal Opportunity Employer Minorities/Women/Veterans/Disabled. We consider applicants for employment without regard to race color religion sex sexual orientation gender identity national origin age genetic information veteran status or disability. Equal access to programs service and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at.
The base pay range for this position is $143920.00 - $205600.00 per year. Compensation may also include annual bonuses and long-term incentives subject to various metrics and company policy. A candidates salary is determined by several factors including travel relevant work experience or skills and expertise.Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave including but not limited to Arizona California Colorado District of Columbia Maine Maryland Massachusetts Michigan Nevada New Jersey New Mexico New York Oregon Rhode Island Vermont and Washington.
Required Experience:
Staff IC
About Company
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