Private Credit Analyst | Brazil

Sobre nós

A XP Inc. é uma das maiores instituições financeiras independente do Brasil dona das marcas XP Rico Clear XP Educação InfoMoney entre mais de 46 milhões de clientes ativos e um valor superior a R$ 11 trilhão de ativos sob custódia há 24 anos vem transformando o mercado financeiro para melhorar a vida das pessoas.

Com uma cultura marcante guiada por quatro valores - Sonho Grande Espírito Empreendedor Foco no Cliente e Mente Aberta - a XP Inc. está sempre em busca dos melhores talentos que tem ambição de fazer o impossível.

About XP

• Banco XP is a leading Brazilian financial institution with more than 25 years of 2019 XP completed the largest IPO globally by a Latin American company that year.
• As XP continues its disciplined growth strategy it is expanding its global footprint while maintaining its leadership position in the Brazilian market. XP is a market leader in onshore credit and local structured products with offshore and crossborder credit representing the next phase of growth.
• To support this international expansion we are looking for a technically strong and highly entrepreneurial Analyst to help develop and scale XPs structured and private credit capabilities both internally and with external investors and counterparties.

Role Overview

• The Private Credit Analyst supports the origination structuring execution and syndication of onshore and offshore credit transactions working closely with senior deal professionals from initial underwriting through closing and distribution.
• The Analyst also contributes to portfolio monitoring and supports the scaling of XPs structured and private credit platform.
• The role involves financial analysis structuring input diligence documentation support and ongoing interaction with borrowers investors and counterparties.

Requirements

• Bachelors degree in Finance Economics Accounting Engineering or a related field.
• 13 years of experience in public credit private credit leveraged finance investment banking credit research or a similar role.
• Strong financial modeling and analytical skills including cash flow modeling credit analysis and valuation.
• Exposure to loan origination deal structuring and/or syndication processes; experience working on credit committees a plus.
• Solid understanding of credit documentation collateral structures and risk assessment.
• Ability to manage multiple workstreams and support transactions from origination through closing.
• High attention to detail strong work ethic and comfort in a fastpaced transactiondriven environment.
• Strong written and verbal communication skills; fluency in Portuguese and English required Spanish a plus.
• Proficiency in Excel and PowerPoint; experience with data rooms and deal management processes preferred.

Key Responsibilities

• In partnership with XPs investment and corporate bankers support the origination of private credit transactions including borrower screening preliminary analysis and preparation of marketing/pitching materials.
• Build and maintain financial models alongside XPs market leading credit analysts and perform detailed credit cash flow and downside analyses to support underwriting decisions.
• Assist in structuring transactions including debt terms covenants collateral packages and intercreditor arrangements.
• Coordinate execution and closing processes including diligence documentation review and interaction with internal and external legal counsel as well as internal and external stakeholders.
• Support syndication efforts by preparing marketing materials engaging with potential lenders/investors and managing data rooms.
• Monitor the existing portfolio including performance analysis covenant tracking and ongoing credit reviews.

Benefícios:

Saúde e bem-estar:

• Plano de saúde
• Plano odontológico
• Wellhub (Gympass)
• Zenklub
• Seguro de Vida
• iFood Benefícios (VA e VR flexível)
• Vale Transporte
• New Value (clube de benefícios)
• Licença parental: maternidade de 6 meses e paternidade de 20 dias.
• Auxílio Creche

Vida Financeira

• Fundos de Investimentos Exclusivos
• Assessoria de Investimentos
• Cartão XP Visa Infinite sem anuidade
• Crédito (consignado home equity CCB Imobiliário etc.)

Modelo de Trabalho Presencial Flexível

O nosso modelo de trabalho varia de acordo com a função podendo ser totalmente presencial para frentes de negócio e mais flexível para outras equipes.

Seguimos um modelo com mais frequência presencial mas sempre guiado por flexibilidade e autonomia com a responsabilidade da nossa cultura empreendedora.

Aqui na XP Inc. valorizamos as interações pessoais e acreditamos no uso do escritório como uma ferramenta para potencializar nossas relações no trabalho.

*Ao seguir com a inscrição você declara que leu compreendeu e concorda com a Política de Privacidade do Grupo XP Inc. e de seus fornecedores e parceiros que apoiam com a realização do processo seletivo. O Grupo XP Inc. poderá utilizar de soluções de inteligência artificial para apoiar a equipe de recrutamento no decorrer do processo o que poderá envolver o tratamento de seus dados pessoais para tal finalidade conforme princípios da Lei Geral de Proteção de Dados e da Política de Privacidade do Grupo XP Inc.