JobYou own the operating model. The whole thing. Revenue expenses headcount unit economics. When the CEO asks What happens to margin if we launch this product at this price your model answers that question in hours not days. When the board asks why we missed forecast you already know and have a view on what to do about it.
You report to the VP of Finance. Hes not handing you the model and walking away. He stays close to the numbers stress-tests assumptions and works in the model alongside you when the stakes are high. He leads the strategic finance agenda (fundraising pricing strategy capital allocation company operating cadence investor relations) and you build the analytical foundation underneath those decisions. The difference is altitude: you own the model day-to-day he pressure-tests it and uses it to drive the biggest calls.
Clair provides on-demand pay to hourly workers through embedded partnerships with large payroll and time platforms like Gusto Intuit QuickBooks BambooHR Connecteam and 7shifts. The business has real complexity: multi-partner unit economics cohort-based lending dynamics credit risk and a product surface thats expanding. If you want a job where the model is a static spreadsheet you update once a quarter this isnt it.
What You Actually Do
Own the Numbers
Build maintain and defend Clairs consolidated operating model
Run the annual budget process end-to-end. Bottoms-up plans with every department reconciled to top-down targets
Maintain weekly rolling forecasts. Youre the first person to know when something is off and you turn that into action not just insight
Variance analysis that says something. Not Revenue was $50K below plan but Revenue was $50K below plan because partner Xs conversion dropped 15% after their app update and heres what we should do
Own the reporting cadence: monthly reviews QBRs board materials
Support Strategy
Build the models behind fundraising: investor decks data rooms due diligence answers
Model new product economics before we build anything. What are the unit economics Whats the break-even
Pricing and take-rate analysis for new and existing partnerships
Be the VP of Finances go-to analytical partner on big-picture questions
Connect the Dots
Product team says engagement is up. Partnerships says a new population is onboarding. Data science says default rates are shifting. Youre the one who turns those inputs into a coherent financial picture
Translate model outputs into plain English for people who dont live in spreadsheets
Make sure the model matches reality. Partner with accounting on close. If actuals and forecast diverge figure out why
Build the Team and the Machine
Build processes that scale. Automate the stuff that should be automated. Know when a human needs to look at the number. Evolve our processes and tools to be AI-native and generating maximum operating leverage
Own the tooling: Pigment dashboards reporting infrastructure
What Youll Bring to the Table
5-8 years. Ideally a combination of IB PE or consulting foundation. At least 2 years owning FP&A or strategic finance at a growth-stage startup (Series B through D)
Youve built or rebuilt a company operating model not just inherited a clean one and updated it
Experience supporting a fundraise. Data rooms investor models fielding questions
You can model across business types: transaction-based SaaS lending/credit
Excel/Sheets SQL Pigment or Anaplan. Pigment preferred
You can write a board memo on our growth trajectory and walk a Data Analyst through our margin profile in the same afternoon.
Youve managed or mentored at least one person
Bachelors in Finance Economics Accounting or STEM
Whats Margin Accretive
Fintech experience especially earned wage access lending or payments
Youve modeled credit risk default curves or loan-level economics
Youve built financial infrastructure at a company that was scaling faster than it was organizing
Youre at home navigating and constructing relational databases.
You can build your own dashboards (Tableau Pigment Sheets)
Why You Should Take This Job
You want a seat at the table building and scaling a high-growth venture scale startup and you understand what that entails
You want to own FP&A. Its yours to build not just steward
The business model is genuinely interesting. Multi-partner complex underwriting unique distribution
Youre curious. You see a line move on a chart and you dont stop digging until you know exactly why.
You have a strong bias toward action. You dont just find the answer. You do something about it
You can naturally maintain a mental model of the business thats high-fidelity. If someone asks What happens if we do this you have an informed take in the room not a week later after a bunch of modeling
You care about our mission to make Americans feel financially free and youre willing to dig deep to make it happen
Why You Shouldnt Take This Job
You need a 9-5. Hours will be intense. We maintain balance but we expect a lot from every member of the team
Your weekends are sacred. Some weekend work isnt uncommon in this seat
You like having a playbook. Were on new ground here; youll need to borrow from many domains not all of which are in the typical finance universe.
You dont want to build/rebuild. Nothing weve built is dogma. Youll be expected to create for yourself and your business partners
Additional Details
Location:This is a hybrid position based out ofNew York City you will be expected to come into the office at least three days a week (Tuesdays Wednesdays & Thursdays) with additional days on occasion for client meetings.
Compensation:The annual base salary for this role is$188600 - $215000. The base pay for this role is determined using many factors such as education skills and experience and is reflective of Clair Series stage and size. Base pay is only one part of Clairs competitive total compensation package which includes equity benefits and additional perks. The base pay range is subject to change and may be modified in the future.
Clair will only contact candidates from @ email addresses. We will never ask for payments or sensitive personal information during the hiring process. If you happen to receive anything suspicious please ignore it.
Need more convincing
Apart from getting to work with our incredible team here are some of the benefits you can expect when you join Clair:
Medical Dental & Vision Coverage with option to extend to your family
Fully-paid parental leave
Company-sponsored 401k HSA and FSA
Unlimited vacation for salaried roles generous PTO for hourly roles
Work from home setup allowance
Access to your earnings every day on Clair
Company-sponsored short-term and long-term disability insurance
Equal Opportunity Employer Information
Clair is an equal opportunity employer and we value diversity at our company. We actively seek a diverse applicant pool and do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status.
For questions please email us at
Required Experience:
Director
Job Location:
Monthly Salary:
$ 188 - 215
Posted on:
3 hours ago
Vacancies:
1 Vacancy
