Senior Regulatory Officer

About

Swan is Europes embedded banking specialist. We empower software companies to embed banking features like accounts cards and payments directly into their products under their own processes over 1.5 billion in monthly transactions for more than 150 companieslike Pennylane Indy Agicap Libeo and Lucca. Founded in 2019 the company has received growth capital from leading investors such as Lakestar Accel Creandum Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices run payroll manage inventory and more. Theyre on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows theres still a gap. Too many critical tasks like managing cash flow tracking payments or reconciling accounts happen outside the software across spreadsheets email threads banking portals.

Its a missed opportunity. Business software shouldnt just record financial activity it should run it.

To learn more about us: About Swan ; Our story.

Job description

As a Senior Regulatory Officer you will contribute to Swans Compliance Framework by supporting the team on regulatory topics related to banking activities. You will help ensure that business initiatives and product developments are aligned with applicable legal and regulatory requirements.

You will participate in regulatory monitoring (excluding anti-money laundering and counter-terrorist financing topics) helping to identify relevant regulatory developments and assess their potential impact on Swans activities.

You will work closely with the Legal and Compliance teams to support the preparation and review of partnership and supplier agreements as well as assist in drafting and updating general and specific terms and conditions applicable to users.

In collaboration with the Risk and Product teams you will contribute to the review of new products and features ensuring that regulatory considerations are taken into account throughout the development process. You will also support ongoing compliance checks on existing products and help improve internal documentation and processes.

This role is well suited for someone eager to develop expertise in banking regulation with strong analytical skills attention to detail and the ability to communicate clearly with different teams.

Main Responsibilities

• Advise Swans teams on all banking regulatory matters

• Contribute in close collaboration with the Legal team to the execution and continuous improvement of partnership and supplier agreements

• Contribute in close collaboration with the Legal team to the update and continuous improvement of general and specific terms and conditions applicable to users entrusting their funds and payments to Swan

• Act as a point of contact for the Risk team in managing the deployment and continuous improvement of Swans products

• Ensure the compliance of the products marketed by Swan with applicable regulatory requirements

About Swan

Perks of being a Swanee:

• Holidays : 25 days RTT

• Meal Vouchers: We provide a meal voucher card to cover your meals on work days.

• Transport: Monthly mobility package for accordance with the company agreement for sustainable mobilities you can now use your mobility package to pay for alternative commuting modes.

• Health insurance (mutuelle): Alan. This is Swans health and welfare insurance.

• Sports: Thanks to our partnership with Classpass and Gymlib you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities.

• Well-being support: access to Moka Care for mental health and wellness.

• Hybrid remote policy: We offer the possibility of working from home for 2 days per week.

• Offsite: Once a year we gather to reconnect deep-dive into big topics and relax.

• This isnt a perk it should be the rule but diversity and inclusion are important at Swan. Were working hard to get better every day.

Our values:

Swans core values guide our actions daily. Individually they may seem obvious but together they form a unique culture.

Simplicity: Leonardo Da Vinci said: simplicity is the ultimate sophistication. If somethings convoluted or confusing we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game whether its to support our partners in their growth journey or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners expectations whatever it takes.

Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions it means caring about greater issues that affect our planet.

You can find out more about our culture.

Recruitment process

• A call with our Talent Acquisition Manager to get to know you understand your career expectations and answer your questions

• Hiring Manager Interview with Noelle

• Expertise interview

• Peer Interview