Key Result AreasSupporting ActionsScale business sustainablyo AUM Growth YoY / QoQo Disbursement Value (INR) Vs Plano Active Customer Base Growth (%)o Market Share (%) in key geographieso Ticket Size (Avg Loan Amount)o Growth Mix New vs Renewal loansProfitability & P&L Management deliver profitabl...
Key Result Areas
Supporting Actions
Scale business sustainably
oAUM Growth YoY / QoQ
oDisbursement Value (INR) Vs Plan
oActive Customer Base Growth (%)
oMarket Share (%) in key geographies
oTicket Size (Avg Loan Amount)
oGrowth Mix New vs Renewal loans
Profitability & P&L Management deliver profitable growth with cost discipline
oNet Interest Margin (%)
oYield on Gold Loan Portfolio (%)
oCost to Income Ratio
oOperating Profit
oROA / ROE
oIncremental Profit per branch
Portfolio Quality & Risk Management required to maintain superior asset quality and collateral safety
GNPA / NNPA (%)
oSMA (0-30 / 31-90 days) levels
oGold Loan LTV (%) adherence
oAuction Loss (%)
oFraud Incidence (No / Value)
oRecover Rate (%) post delinquency
Branch Productivity build and optimize a high performing branch network
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