Legal Counsel Debt Capital Markets (DCM) & Securitized Products Group (SPG), North America

Legal Counsel - Debt Capital Markets (DCM) & Securitized Products Group (SPG) North America

New York NY Competitive Annual Salary ($240000 - $280000)

About the role

Lloyds is seeking a mid-level US-qualified lawyer to join our New York team supporting Debt Capital Markets and Securitization platforms. Youll lead on bond offerings liability management and select securitization transactions working closely with global colleagues in a dynamic hybrid environment. Ideal for proactive meticulous professionals with strong capital markets backgrounds who thrive on collaboration autonomy and variety.

The opportunity

This role is critical to Lloyds platforms providing expert legal transaction and regulatory guidance for a wide range of capital market activities including bond offerings liability management and securitization deals. This role acts as a trusted advisor within the North America and broader Lloyds Legal teams. It ensures all transactions meet policy and regulatory standards helps collaboration with global colleagues and supports business growth and compliance. Their expertise will drive operational excellence foster strategic alignment across US and UK business units and improve Lloyds ability to deliver robust and compliant financial solutions for institutional and corporate clients.

What youll be doing

• As Legal Counsel youll guide high-profile deals and collaborate with cross-functional teams. If you want your expertise to build key transactions and enjoy engaging with diverse colleagues this is your opportunity.
• Lead Rule 144A/Reg S processes and connect with outside counsel building your network and influence. Thrive as the go-to guide in regulatory matters.
• Draft and negotiate vital agreements putting your legal skills at the heart of major deals and Lloyds market leadership.
• Run liability management exercisescash tenders exchanges consentswhere your expertise drives success in critical transactions.
• Spot issues and enable new products in securitizationsABS RMBS CMBS CLOsand drive innovation in 144A/Reg S and Reg AB II.
• Work with Compliance and Legal teams to supervise regulatory changes and contribute to training and policy updates keeping Lloyds ahead of the curve.

What youll bring

• J.D. and active New York Bar admission with strong academic credentials
• 57 years experience post-qualification as a New York Bar attorney
• Outstanding communication skills written and verbal
• Validated expertise in investment-grade or high-yield bond offerings private placements and at least one of: liability management or securitization
• In-depth knowledge of Rule 144A/Reg S disclosure drafting and skilled in negotiations with issuers underwriters and trustees
• Hands-on capital markets experience at a top law firm or in-house legal team (DCM/Securitization)
• Sharp analytical skills and attention to detail
• Unwavering integrity and a dedication to high ethical standards
• Self-motivated and energized to thrive in a fast-paced environment
• Strong organizational skills to manage competing priorities
• A creative problem-solver who can simplify complexity for clients
• Skilled at building positive relationships with colleagues and clients both locally and in the UK
• Diligent and takes ownership of responsibilities
• Passionate about continuous learning and growth including ESG data and technology
• Collaborative teammate with excellent interpersonal skills
• Confident advocateyour voice matters here

Preferred Qualifications

• In-house experience with a DCM desk or issuer especially with CP & MTN program documentation
• Familiarity with ABS/CLO or mortgage securitizations; knowledge of warehouse/repurchase facilities a plus

What Success Looks Like in Your First Year

• Independently draft and negotiate OM/prospectuses underwriting and purchase agreements and lead transactions from start to finish
• Take charge of liability management deals steering them from launch through settlement
• Handle all legal aspects of securitization deals or A/B exchanges for 144A issues through closing

Why Lloyds

Lloyds North America forms an integral part of Lloyds Banking Group a leading UKbased financial services group focused primarily on retail and commercial customers. We have operated in North America for over 100 years delivering a clientfocused approach to large Corporate and Institutional clients with strong links to the UK.

From our New York office we provide a comprehensive range of core banking products including lending trade finance and working capital solutions alongside debt capital and financial markets services through our U.S. brokerdealer Lloyds Securities Inc.

Our commitment to inclusion

At Lloyds diversity and inclusion are core to who we are. We are committed to attracting retaining and developing the best talent and creating a culture where every colleague feels included valued and empowered to be their best.

Lloyds values diversity across all backgrounds and experiences and encourages our colleagues to bring their whole self to work. We provide equal employment opportunities to all applicants and employees in accordance with applicable law.

Reasonable Accommodations for Qualified Individuals with Disabilities During the Application Process
Lloyds North America is committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you have a disability and require a reasonable accommodation in order to participate in the application process please contact our Human Resources Dept at:

Our benefits

• We also offer a wideranging benefits package which includes:
• Comprehensive health coverage with multiple medical plan options including an HSAeligible plan with company contributions plus dental vision and 24/7 virtual care
• Strong financial benefits including a 401(k) with company match and discretionary contribution companypaid life insurance and short and longterm disability coverage
• Family and life support such as paid family leave backup child and elder care employee assistance programs and identity theft protection
• Wellness and lifestyle benefits including fitness programs gym reimbursement options pet insurance and group legal services
• Ongoing training development mentoring and networking opportunities
• Opportunities to give back through volunteering and fundraising initiatives

This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose.

Annual Salary Range: $240000 - $280000

Professional Certifications / Licenses Required: J.D. and active New York Bar admission