Consumer Behavior Modeler III

Job Description:

At Bank of America we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients teammates communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace attracting and developing exceptional talent supporting our teammates physical emotional and financial wellness recognizing and rewarding performance and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America you can build a successful career with opportunities to learn grow and make an impact. Join us!

Job Description:

This role is responsible for designing developing and delivering advanced statistical and AI models that support key business initiatives. The individual will translate business and technical requirements into analytical plans manage projects from concept to execution and serve as a subject matter expert for complex modeling approaches. Success in this role requires effective communication skills technical depth and the ability to collaborate across crossfunctional teams.

Responsibilities

Modeling

• Translate business and technical requirements into structured analytical plans and modeling strategies.
• Develop complex multivariate statistical models and ensure appropriate assumptions diagnostics and performance metrics are applied.
• Deliver artificial intelligence solutions using prompt engineering or finetuning of large foundation models.
• Independently deliver models in the areas of fraud complaints and customer behavior modeling.

Coding/Data

• Write clean maintainable code that aligns with internal standards and is easy for others to understand and review.
• Analyze large and complex datasets to identify patterns trends and anomalies that inform model design and business decisions.

• Prepare and structure modeling data in a way that supports reproducible and highquality statistical and AI modeling.

Project/Process

• Collaborate with managers peers business partners and crossfunctional teams to communicate requirements findings and implementation guidance.
• Produce clear organized and complete technical documentation.
• Coordinate with model validation governance and compliance partners as needed throughout the model development lifecycle.

Skills

Technical

• Statistical Analysis
• Machine Learning (e.g. Gradient Boosting Ensemble Methods)
• Artificial Intelligence (prompt engineering quantization finetuning of LLMs)
• Preparation and Structuring of Modeling Data
• Programming: Python Bash SQL JSON Linux vLLM Triton
• Model Development and Performance Assessment

Domain

• Fraud Modeling
• Complaints Modeling
• Customer Behavior Modeling

Professional

• Business Acumen
• Innovative Analytical Thinking
• Problem Solving
• Oral and Written Communication
• Technical Documentation
• Presentation Skills

Required Qualifications:

• Masters or Doctorate in Statistics or a related quantitative field work experience
• Five or more years of directly relevant experience in statistical model development machine learning and/or artificial intelligence

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Shift:

Hours Per Week:

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