Sales Officer MFB
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Monthly Salary:
Experience Required:
Posted on:
2 hours ago
Vacancies:
1 Vacancy
Job Summary
CredPal is a leading financial technology company that offers a comprehensive range of financial solutions including credit cards and investment opportunities to empower individuals. Our mission is to revolutionize access to credit and investment enabling individuals to take charge of their financial well-being.
Our Microfinance Bank Dawakin Kudu Limited is a dynamic financial institution focused on delivering inclusive financial services to individuals SMEs and communities across Kano State and its environs.
Job Title: Sales Officer
Job Type: Full Time
Level: Mid Level
Purpose Statement
We are seeking highly driven and result-oriented Sales Officers to drive customer acquisition deposit mobilization and loan disbursement for our microfinance bank in Dawakin Kudu.
The ideal candidate will be responsible for identifying new business opportunities onboarding customers and meeting aggressive sales targets while maintaining strong portfolio quality.
This role requires individuals who are field-oriented target-driven and deeply familiar with the local market and customer segments within Kano State.
Responsibilities
Customer Acquisition & Business Development
Identify prospect and onboard new customers (individuals and SMEs).
Drive aggressive deposit mobilization and loan disbursement.
Build and maintain a strong pipeline of prospective clients.
Expand the banks customer base within Dawakin Kudu and surrounding areas.
Sales Target Execution
Own and achieve assigned monthly sales targets (deposits loans and revenue).
Consistently meet or exceed performance benchmarks.
Maintain daily activity tracking and reporting of sales efforts.
Relationship Management
Build and maintain strong relationships with customers.
Provide ongoing support to ensure customer satisfaction and retention.
Identify cross-selling opportunities based on customer needs.
Credit & Loan Origination
Source quality loan opportunities in line with the banks credit policy.
Conduct basic customer assessments and documentation.
Ensure proper onboarding and complete credit documentation.
Monitor loan performance and follow up on repayments.
Risk & Portfolio Quality Management
Ensure high-quality loan bookings with minimal default risk.
Monitor customer accounts and flag early warning signs.
Support recovery efforts for overdue accounts.
Maintain a healthy loan portfolio (low PAR/NPL levels).
Market Intelligence & Community Engagement
Understand local market dynamics customer behavior and competition.
Build a strong presence within the community and business clusters.
Identify emerging opportunities and provide market feedback.
Monthly Deposit Mobilization Volume
Loan Disbursement Volume
Customer Acquisition Numbers
Portfolio Quality (PAR / NPL)
Loan Repayment Rate
Daily & Weekly Activity Levels
Revenue Contribution
Requirements
Minimum of OND / HND / Bachelors degree in any relevant field.
Minimum of 3years experience strictly within a Microfinance Bank (MFB) in a sales or business development role.
Proven track record in deposit mobilization and loan origination within a microfinance environment.
Strong understanding of local markets SMEs and informal sector dynamics in Kano State.
Demonstrated ability to meet and exceed aggressive sales targets.
Basic knowledge of credit assessment and risk management.
Excellent communication negotiation and interpersonal skills.
Highly motivated target-driven and field-oriented.
Must reside in Kano State preferably within or around Dawakin Kudu and its environs.
Benefits
Opportunity to lead finance and operations in a high-growth microfinance institution
Direct impact on strategic and operational decision-making
Fast-paced performance-driven environment with strong growth potential
Required Skills:
Minimum of OND / HND / Bachelors degree in any relevant field. Minimum of 3years experience strictly within a Microfinance Bank (MFB) in a sales or business development role. Proven track record in deposit mobilization and loan origination within a microfinance environment. Strong understanding of local markets SMEs and informal sector dynamics in Kano State. Demonstrated ability to meet and exceed aggressive sales targets. Basic knowledge of credit assessment and risk management. Excellent communication negotiation and interpersonal skills. Highly motivated target-driven and field-oriented. Must reside in Kano State preferably within or around Dawakin Kudu and its environs.
