Capital Markets Analyst

About Addi

We are a leading financial platform building the future of payments shopping and bankinga world where consumers and merchants can transact effortlessly and grow together. Today we serve over 2 million customers and partner with more than 20000 merchants making Addi Colombias fastest-growing marketplace.

With a state-of-the-art technology-first approach we provide banking solutions (deposits payments unsecured credit) and commerce services (e-commerce marketing) bridging the financial gap for millions and redefining how people experience financial freedom. As the countrys leading Buy Now Pay Later provider we have secured regulatory approval to operate as a bank unlocking even greater opportunities for our the past year we have also achieved profitability reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors including Andreessen Horowitz Architect Capital GIC Goldman Sachs Greycroft Monashees Notable Capital Quona Capital Union Square Ventures Victory Park Capital and more who back our vision for the future. With their support we are not just growingwe are transforming Latin Americas financial ecosystem and shaping the next generation to shop pay and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company driven by deep experience in scaling technology services and products and we live by our values every day.

About the Role

This is where you come in. Below youll find what this role is all aboutthe impact youll drive the challenges youll tackle and what it takes to thrive at Addi. If youre ready to be part of something big keep reading.

Whats the mission youll drive

Optimize and scale Addis capital structure by executing sophisticated debt financing strategies that ensure long-term liquidity and lower the cost of funds to fuel rapid regional expansion. You will act as the critical bridge between Addis ambitious lending goals and the institutional capital required to fund them directly impacting the companys unit economics and valuation.

What you will do

• Achieve On-Time closing rate for new warehouse or securitization facilities by leading the end-to-end due diligence process and coordinating cross-functional responses ensuring no delays in the funding roadmap.

• Improve data accuracy and reporting speed for Lenders through the implementation of automated SQL-based monitoring tools reducing manual ad-hoc requests and increasing investor confidence.

• Execute a seamless Bank Migration financial workstream by aligning internal reporting and covenant structures with new regulatory requirements ensuring zero breaches during the transition period.

• Develop high-impact investment committee memos and pitch decks that successfully secure internal C-level buy-in and external term sheets for corporate or private placement facilities.

• Maintain compliance on all financial covenants by proactively managing a centralized reporting calendar and conducting monthly stress tests on portfolio performance metrics.

What were looking for

• Proven expertise in Structured Credit & Capital Markets

  • 2-3 years of experience in investment banking boutique advisory financial institutions or fintech/startups

  • Demonstrates deep technical knowledge of warehouse facilities ABS (Asset-Backed Securities) and revolving credit lines.

  • Possesses the ability to parse complex credit agreements to identify key operational and financial constraints.

  Advanced Analytical Rigor & Financial Modeling

  • Experienced in building robust error-free Excel models to project cash flows advance rates and concentration limits.

  Strategic Communication & Influence

  • Track record of effectively pitching a companys credit story to institutional lenders and credit committees.

  • Demonstrates the ability to translate complex financial structures into clear actionable insights for non-finance stakeholders.

  Exceptional Project Management & Finisher Mentality

  • Proven ability to manage high-stakes multi-month due diligence processes involving Legal Tax and Credit teams.

  • Shows a high degree of resiliency when navigating the ambiguity of a rapidly evolving regulatory environment.

Why join us

• Work on a problem that truly matters We are redefining how people shop pay and bank in Colombia breaking down financial barriers and empowering millions. Your work will directly impact customers lives by creating more accessible seamless and fair financial services.

• Be part of something big from the ground up This is your chance to help shape a company influencing everything from our technology and strategy to our culture and values. You wont just be an employeeyoull be an owner

• Unparalleled growth opportunity The market were tackling is massive and were growing faster than almost any fintech lender at our stage. If youre looking for a high-impact role in a company thats scaling fast this is it.

• Join a world-class team Work alongside top-tier talent from around the world in an environment where excellence ownership and collaboration are at the core of everything we do. We care deeply about what we build and how we build itand we want you to be a part of it.

• Competitive compensation & meaningful ownership We believe in rewarding our talent. Youll receive a generous salary equity in the company and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast transparent and engaging hiring experience that allows both you and us to determine if theres a great fit. Heres what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter to get to know you your experience and what youre looking for. Well also share more about Addi our culture and the role.

• Step 2: Initial Interview (45 min)
  A more in-depth conversation with the hiring manager where we explore your skills experience and problem-solving approach. We want to understand how you think and work.

• Step 3: Deep Dive Interviews (30-45 min each)
  Youll meet future colleagues and cross-functional team members to get a feel for how we work together. Were looking for strong contributors and cultural fits so bring your questions too!

• Step 4: Live Business Case (60 minutes)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 5: Co-Founder Interview
  If theres a strong match youll have a final conversation with our Founder to align on expectations cultural fit and ensure

We value efficiency and respect for your time so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you just as much as it is for us. Regardless of the outcome we are committed to always providing feedback ensuring that you walk away with valuable insights from your experience with us.

Required Experience:

IC