Capital Markets Operations Data Analyst

About Addi

We are a leading financial platform building the future of payments shopping and bankinga world where consumers and merchants can transact effortlessly and grow together. Today we serve over 2 million customers and partner with more than 20000 merchants making Addi Colombias fastest-growing marketplace.

With a state-of-the-art technology-first approach we provide banking solutions (deposits payments unsecured credit) and commerce services (e-commerce marketing) bridging the financial gap for millions and redefining how people experience financial freedom. As the countrys leading Buy Now Pay Later provider we have secured regulatory approval to operate as a bank unlocking even greater opportunities for our the past year we have also achieved profitability reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors including Andreessen Horowitz Architect Capital GIC Goldman Sachs Greycroft Monashees Notable Capital Quona Capital Union Square Ventures Victory Park Capital and more who back our vision for the future. With their support we are not just growingwe are transforming Latin Americas financial ecosystem and shaping the next generation to shop pay and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company driven by deep experience in scaling technology services and products and we live by our values every day.

About the Role

This is where you come in. Below youll find what this role is all aboutthe impact youll drive the challenges youll tackle and what it takes to thrive at Addi. If youre ready to be part of something big keep reading.

Whats the mission youll drive

Optimize and scale Addis capital structure by executing sophisticated debt financing strategies that ensure long-term liquidity and lower the cost of funds to fuel rapid regional expansion. You will act as the critical bridge between Addis ambitious lending goals and the institutional capital required to fund them directly impacting the companys unit economics and valuation.

What you will do

• Achieve Lender Reporting by deploying AI agents that automate the vast majority of manual compliance checks significantly accelerating the monthly reporting cycle to a near-instantaneous turnaround.

• Reduce Ineligible Loan drag through the implementation of real-time automated quality gates that flag non-compliant originations before they hit the loan tape.

• Launch an AI Allocation Engine that autonomously suggests the optimal loan-to-lender strategy based on real-time cost-of-funds and concentration limits consistently improving portfolio margin.

• Establish a Predictive Covenant Dashboard that provides multi-horizon forecasts of compliance buffers giving the Treasury team substantial lead time to proactively manage any potential technical breaches.

• Ship Production AI Agents (Reporting Monitoring and Allocation) with a documented evaluation framework (LLM-as-a-judge) to ensure institutional-grade accuracy in financial data interpretation.

What were looking for

• Proven Expertise in Computational Finance

  • Demonstrates the ability to write high-performance SQL (Nice to have) to navigate complex Snowflake/Databricks schemas and reconstruct Loan Tapes from scratch.

  • Possesses the analytical rigor to audit complex financial calculations (IRR NPV Delinquency buckets) across massive datasets.

  Experienced in AI Agent Architecture & LLM Implementation

  • Track record of moving beyond simple Chat interfaces to building functional pipelines using frameworks like LangChain CrewAI or direct API integrations.

  • Demonstrates a Human-in-the-loop design philosophy ensuring AI-generated reports have robust validation layers.

  Radical Attention to Detail & Zero-Failure Mindset

  • Demonstrates an obsessive focus on data precision and a zero-failure mindset.

  • Shows the ability to deconstruct complex Credit Agreements into logical if-then code requirements.

  Demonstrates High-Speed Prototyping & Ownership

  • Experienced in shipping code to production in an agile environment prioritizing functional and safe over perfect and late.

  • Proven ability to act as a Product Owner for their own tools identifying operational bottlenecks without being told where to look.

  Advanced Communication & Stakeholder Influence

  • Skilled at translating AI probabilistic outputs into Finance-grade certainties for C-suite and external auditors.

  • Fluent in English (mandatory) to negotiate technical requirements with global banking partners.

Why join us

• Work on a problem that truly matters We are redefining how people shop pay and bank in Colombia breaking down financial barriers and empowering millions. Your work will directly impact customers lives by creating more accessible seamless and fair financial services.

• Be part of something big from the ground up This is your chance to help shape a company influencing everything from our technology and strategy to our culture and values. You wont just be an employeeyoull be an owner

• Unparalleled growth opportunity The market were tackling is massive and were growing faster than almost any fintech lender at our stage. If youre looking for a high-impact role in a company thats scaling fast this is it.

• Join a world-class team Work alongside top-tier talent from around the world in an environment where excellence ownership and collaboration are at the core of everything we do. We care deeply about what we build and how we build itand we want you to be a part of it.

• Competitive compensation & meaningful ownership We believe in rewarding our talent. Youll receive a generous salary equity in the company and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast transparent and engaging hiring experience that allows both you and us to determine if theres a great fit. Heres what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter to get to know you your experience and what youre looking for. Well also share more about Addi our culture and the role.

• Step 2: Live Business Case (60 minutes)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 3: Initial Interview (30 min)
  A more in-depth conversation with the hiring manager where we explore your skills experience and problem-solving approach. We want to understand how you think and work.

• Step 4: Deep Dive Interview (30 min)
  Youll meet future colleagues and cross-functional team members to get a feel for how we work together. Were looking for strong contributors and cultural fits so bring your questions too!

• Step 5: Co-Founder Interview
  If theres a strong match youll have a final conversation with our Founder to align on expectations cultural fit and ensure

We value efficiency and respect for your time so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you just as much as it is for us. Regardless of the outcome we are committed to always providing feedback ensuring that you walk away with valuable insights from your experience with us.

Required Experience:

IC