Loan Specialist II

Job Title: Loan Specialist II
Job Location: St. Petersburg FL 33716
Duration: 6 months
Payrate: $25/hr.

Duties: Local candidates only- hybrid role onsite 3 days per week WFH 2 days per week Opportunity for extension or conversion based on attendance performance and availability of an FTE opening Laptop provided

Job Summary: This person will be supporting the Banks Mortgage Closing team in the capacity of a Mortgage Closer.

Job Duties: Send out closing disclosures via mail or electronically Once a loan gets assigned to a closer the closer will then be responsible for filling out the various forms (i.e. Title information customers demographic information etc.) Reach out to Title companies to obtain closing disclosure approval Process funding and wiring requests Process bond FHA and VA loans Additional Responsibilities Obtains required loan documentation and may process less complex loan applications. Orders credit verifications and third party services. Tracks receipt of and reviews legal documents. Sets up and monitors loan and financial ticklers to ensure accuracy and timeliness of receipt of documents. Verifies loan files and supporting documents for accuracy and completeness. Follows up on missing documentation. Prepares and compiles documents for review and approval. May prepare or review for accuracy disclosures required by relevant consumer regulations. May schedule or coordinate loan closings and clear for disbursement of proceeds. Prepares compliance and accounting records and reports as required by management and regulatory agencies. May perform basic loan calculations. Assists customers with basic inquires or problems. May perform pre-closing/post-closing/due diligence review of legal agreements and other closing documents to terms of loan commitment. Performs other duties and responsibilities as assigned.

Skills: Must Haves - Hard Skills At least 3 years of Mortgage Closing experience Working knowledge of TRID (TILA-Respa Integrated Disclosure) and the Closing Disclosure Timing requirements Experience reviewing Title commitments Trust Agreements and POA (Price on Application also known as Price on Asking) **Experience with Encompass required** High sense of urgency Ability to meet strict deadlines Team player; willing to pitch in whenever / where-ever needed Professional at all times; clear and professional written and verbal communication skills Adaptable to various personality types; ability to know their audience Reliable; good attendance record with current / previous employers - this department is constantly busy and needs all hands on deck.

Education: Minimum of a High School Diploma or equivalent **MUST have experience with the Encompass system** and a minimum of 3 years of closing experience

Schedule Notes:

Hours Per Day: 8.00

Hours Per Week 40.00

Job Category: Office/Administrative/Clerical