Team Lead Software Engineer

Were Capital on Tap
Capital on Tap started because small businesses were underserved. Big banks were slow their products werent fit for purpose and small business owners often couldnt access what they needed. We set out to fix that.

Today were a financial platform - not just a credit card company. We offer a best-in-class business credit card SME-focused spend management platform a savings product that hit 1 billion in funds within its first year and a growing suite of tools and financial products that make running a small business easier.

1000 employees 20bn in annual card spend 200000 customers 17000 Trustpilot reviews averaging 4.7 stars and were profitable. Weve done a pretty good job so far but were just getting started!

This is a Hybrid role working from our Porto (Matosinhos) Offices 2 days per week.

What Youll Be Doing

Were looking for an Engineering Team Lead to lead one of our product engineering teams here at Capital on Tap.

This is a people-first leadership role. Youll be responsible for the growth wellbeing and performance of a team of engineers while staying technically credible enough to shape direction remove blockers and raise the bar on quality. You wont be the best coder in the room youll be the person who makes the whole room better.

If youre an experienced Team Lead Engineer looking to own a team in a scaling fintech this role is built for you.

What Youll Own

Your team. Hiring developing and retaining engineers. Running 1:1s that actually matter. Spotting whos ready to grow and creating the space for them to do it.

Delivery. Partnering with Product and QA to plan and ship reliably not by micromanaging but by removing obstacles managing risk and keeping the team focused on what matters.

Culture. Setting the tone for how the team communicates gives feedback and holds itself accountable. Building psychological safety without sacrificing standards.

Technical credibility. You wont be heads-down in the codebase every day but youll understand the trade-offs your team is navigating architecture decisions technical debt build vs buy and contribute meaningfully to those conversations.

What Were Looking For

Leadership first. Youve managed engineers before and have a point of view on what good looks like. You know how to have hard conversations give developmental feedback and motivate people.

Technical foundation . Our backend is C#/.NET Core and youll need enough depth to earn trust with your engineers review decisions and spot risks. You dont need to be across every layer of the stack you need to be honest about what you know and curious about what you dont.

Product mindset. You think about engineering in the context of business outcomes not just technical correctness. You can push back on scope advocate for quality and translate between engineering and non-technical stakeholders.

Comfort with ambiguity. Capital on Tap is growing. Priorities shift. We want someone who creates clarity for their team rather than waiting for it.

Nice to Have

• Experience with Azure cloud development
• Familiarity with React or other frontend frameworks
• Background in financial services or fintech

Diversity & Inclusion
We welcome consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives and everyone can do their best work.

Interview Process

• First stage: 30 minute intro call with Talent Partner
• Second stage: 45 minute Tech Chat & Values Interview with an Engineering Manager & People Partner
• Third stage: 60 minute Code Pairing with our Engineering Team
• Final stage: 60 minute Case Study with Product & Engineering 60 minute Good to Great Interview with our CTO

Great Work Deserves Great Perks

Check out our benefits:

Private Healthcare through AdvanceCare
Anniversary Rewards (-week fully paid sabbatical)

Paid Car Parking

36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend)
Annual Learning and Wellbeing Budget
6 free therapy sessions per year
Free drinks and snacks in our offices

Other Info
Check out ourTop Tips for interviewing.
Keep updated on new job opportunities by following us on Linkedin.
Email if you have any questions.

Excited to work here Apply!
If youd like to progress your career within our fast growing profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)