Retail Lending Officer (Full-Time, 16 Month Term) Grant
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Job Location:
Monthly Salary:
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
Grow your career with one of Manitobas Top Employers since 2014.
At Access Credit Union we support a professional and innovative work environment with a corporate culture that uniquely embraces empowerment accountability and trust. We recognize and value each employees contributions to our success which is why we offer competitive compensation 100% company paid health benefits employer-matched pension plan continuing education and career advancement opportunities within our credit union.
At Access Credit Union our values are straightforward:
Do good
Be better
Own it
Move forward
Key Responsibilities & Accountabilities
Lending
Identify member needs and sell a full range of credit union products and services including loans and mortgageslines of credit credit cards etc.
Complete credit applications thoroughly ensuring that all relevant information is included and analyzed in supporting recommendations within established limits and procedures.
Communicate to the member all terms and conditions of any credit product being presented ensuring that all products sold are consistent with the members needs and risk tolerance.
Ensure instructions outlining the conditions oflending productsclearly laid out (loan type interest rate security searches liens etc.).
Maintain thorough knowledge of and adhere to credit union policies and procedures on risk management confidentiality security and fraud prevention.
Work directly with the loans processing department to ensure timely and accurate administration of documentation.
Control loan delinquency through communication with the member prior and subsequent to the loan being granted. Maintain and document a systematic collection procedure for early identification and follow up of problem accounts.
Relationship Management
Operates as the primary contact for assigned members managing the relationships on behalf of the credit union to ensure the members needs are met and the relationship remains profitable.
Pro-actively work to retain and expand existing member relationships while pursuing new sources of business.
Responsible for resolutions of member concerns and escalating when required to the appropriate person or department.
Refer qualified prospects to specialist within the credit union.
Team Work
Provide input into the development ofand support the achievement of branch sales goals.
Actively participate in regular staff meetings providing input when necessary.
Maintain open communication and cooperation with other staff to ensure a friendly and efficient work environment.
Work collaboratively with other team members to achieve organizationaland departmentobjectives.
Business Development & Community Relations
Participate in and contribute to an entrepreneurial environment to seek out new business and referral opportunities that support the branch and organization goals.
Pro-actively work to retain and expand existing member relationships while pursuing new sources of business.
Differentiate between credit union and competitor products and services in terms of member needs.
Act as an ambassador for the credit union by being visible in the community through professional and personal involvement in various community groups and activities.
Essential Qualifications
Grade 12 diploma
Diploma/Certificate from a recognized post-secondary institution with focus on business or financeor equivalent
Understanding and adherence to relevant policies and procedures including but not limited to the Privacy Act Anti-Money Laundering and Terrorist Financing Act the Credit Union Act and Credit Union Loan Policies
Previous customer service and/or sales experience
Demonstrated desire to serve others in a friendly and professional manner
Ability to identify and willingness to act upon sales and service opportunities
Strong interpersonal and communication skills both verbal and written
Ability to work in fast-paced environment and perform well under pressure
Ability to prioritize using sound judgment to make timely and effective decisions
Attention to detail with high degree of accuracy
Knowledge of Access Credit Unions products and services
Ability to follow standardized policies and procedures
Knowledge of risk management within the financial industry
Proficient computer skills
Employee Sub-Type
Fixed Term (Fixed Term)Target End Date
Starting Salary
$51139.00If you are interested in this position apply today! Applications for the position close at 12:01 a.m. on the Job Posting End Date.
Required Experience:
Unclear Seniority
Key Skills
About Company
Access Community Credit Union is an community institution that offers lending, savings, and business options.
