Credit Risk Data Analyst
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Job Location:
Cape Town - South Africa
Monthly Salary:
Not Disclosed
Posted on:
4 days ago
Vacancies:
1 Vacancy
Job Summary
OVERALL PURPOSE
As a Credit Risk Data Analyst you will play a pivotal role in analysing and defining the credit risk strategies and driving growth initiatives for Lula. Working within a high-impact team you will support three core verticals (Credit Modeling Credit Risk Strategy and Credit Insights) to transform complex data into actionable intelligence.
Your primary mission is to design deploy and modernize the sophisticated credit risk models and strategies that drive our funding decisions ensure regulatory compliance and maximize profitability across the credit lifecycle.
KEY RESPONSIBILITIES:
- Support the development and enhancement of credit models used to inform the funding decision. These include scorecards affordability pricing models take-up models and profit models.
- Monitor and investigate book performance to drive growth and control credit risk.
- Review and define data-driven credit risk policies strategies affordability design test frameworks offer terms and profit optimization.
THE COMPETENCIES WERE AFTER
- A passion to drive positive change in South Africa by growing small and medium enterprises
- Curiosity supported by high levels of analytical thinking/problem solving
- Strong team player that helps us win as one.
- Can work independently with high internal ambition.
- Data access transformation and aggregation
- Data driven credit risk strategy design deployment and tracking
- Model development and monitoring will be beneficial
- Understanding of credit risk management fundamentals
- Understanding of small business lending will be beneficial
THE EXPERIENCE WERE LOOKING FOR
- Must have a numerical degree (e.g. mathematics statistics finance data science).
- Must have at least 2 years credit risk data analytics experience.
- Must have at least 2 years experience in actively using SQL in data analytics
- Must have at least 2 years experience in actively using Python in data analytics
OUR TECH STACK
- Azure
- Snowflake
- DBT
- Python
- SQL
- Hex
- GitHub
Required Experience:
IC
Key Skills
About Company
OVERALL PURPOSE We're looking for a newly qualified CA(SA) to join Lula as a Financial Accountant. The Financial Accountant ensures accurate, timely, and compliant financial reporting in a fast-paced fintech environment. This role manages day-to-day accounting, period-end close, intan ... View more
