Junior Underwriting Analyst

Calling all innovators find your future at Fiserv.

Were Fiserv a global leader in Fintech and payments and we move money and information in a way that moves the world. We connect financial institutions corporations merchants and consumers to one another millions of times a day quickly reliably and securely. Any time you swipe your credit card pay through a mobile app or withdraw money from the bank were involved. If you want to make an impact on a global scale come make a difference at Fiserv.

Job Title

About the Role

As a Junior Underwriting Analyst you will support credit analysis and underwriting activities for prospective and existing merchant this entrylevel role you will review credit information analyze basic financial documentation and assist in identifying risk indicators while working within established credit policies and procedures.

This role is designed for candidates early in their underwriting or financial services career who are looking to build foundational credit and risk analysis skills with training guidance and structured decision frameworks.

What You Will Do

• Review consumer and business credit reports to support creditworthiness assessments for new and existing merchant accounts.
• Analyze basic financial documentation including bank statements and processing activity to identify potential risk indicators.
• Monitor account activity that exceeds predefined risk thresholds and escalate findings to senior underwriters or leadership for review.
• Apply established underwriting guidelines and credit policies consistently to support sound credit decisions.
• Assist with risk and fraud investigations by gathering documentation and clearly documenting findings.
• Maintain accurate and organized underwriting records in accordance with compliance and audit standards.
• Communicate professionally with internal partners sales teams and stakeholders to obtain required information and resolve underwriting inquiries.
• Manage an individual underwriting queue to ensure timely and accurate processing of applications.
• Participate in training coaching and team meetings to build underwriting knowledge and decisionmaking skills.

Experience Youll Need to Have

• Ability to review and interpret credit reports and basic financial documents.
• Strong attention to detail with effective organizational and timemanagement skills.
• Comfort working in a queuebased deadlinedriven environment.
• Basic proficiency with Microsoft Office tools (Outlook Excel Word).
• Strong written and verbal communication skills.
• Willingness to learn underwriting policies risk concepts and financial analysis techniques.

What Would Be Great to Have

• Bachelors degree in Finance Accounting Business or a related field (or equivalent experience).
• 12 years of experience in underwriting credit analysis risk financial services merchant processing or a related role.

• Familiarity with thirdparty credit tools such as LexisNexis or similar platforms.
• Internship or academic exposure to financial analysis or risk assessment.

Sponsorship:

• You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including but not limited to F-1 (OPT CPT STEM) H-1B H-2 or TN or any candidate requiring sponsorship now or in the future will not be considered for this role.

Benefits at Fiserv:

• Fuel Your Life program to support physical financial social and emotional well-being
• Paid holidays and generous time away policies
• No-cost mental health support through Employee Assistance Programs
• Living Proof program to recognize your peers extra effort with points used for rewards
• Eight Employee Resource Groups to foster a collaborative culture
• Unparalleled professional growth with training development and internal mobility opportunities
• Retirement planning and discounted shares with the Employee Stock Purchase Plan
• Medical dental vision life and disability insurance options available day one
• Tuition assistance and reimbursement program
• Paid parental caregiver and military leave

This role is not eligible to be performed in Colorado California District of Columbia Hawaii Illinois Maryland Minnesota New Jersey New York Nevada Rhode Island or Washington.

It is unlawful to discriminate against a prospective employee due to the individuals status as a veteran.

Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.

Thank you for considering employment with Fiserv. Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable both are preferable).

Our commitment to Equal Opportunity:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion national origin gender gender identity sexual orientation age disability protected veteran status or any other category protected by law.

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process please contact. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiservs Disability Accommodation Policy for additional information.

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.