Credit Analyst (Banking) – BiltmorePhoenix (AZ)
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Job Location:
Phoenix, NM - USA
Monthly Salary:
Not Disclosed
Posted on:
11 days ago
Vacancies:
1 Vacancy
Job Summary
At National Bank of Arizona were a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships we pride ourselves on providing our clients shareholders and each other the best possible tools resources and opportunities. Our workplace culture is based on inclusivity and collaboration so we can give our customers as well as our employees the best possible environment to thrive. More than 40 years later our approach hasnt changed. At NBAZ the possibilities are endless come for the job stay for a career.
NBAZ is looking for a Credit Analyst to join Arizonas #1 Community Bank in our Biltmore Corporate Office in Phoenix (AZ).
Our Credit Analysts identify and evaluate financial and other risks associated with our business customers.
Our analysts enable sound credit decisions by providing extensive knowledge of financial and spread analysis credit lending underwriting processes and principles.
Essential Functions:
- Conduct credit investigations credit and loan analysis underwriting and other documentation review pertaining to loan analysis.
- Investigate all available sources of credit and financial information including reporting services credit bureaus other companies main office files and branches.
- Analyze financial conditions and trends reviews and reports non-compliance with loan covenants.
- Prepare summaries presents facts and offers opinions concerning creditworthiness and any risk items or issues.
- Spread customer financial statements. Complete on-going review of covenants and follow-up. Determine cash flow using appropriate financial analysis tools.
- Prepare cash flow analysis on personal tax returns.
- Provide frequent internal and external customer contact.
- May assist with projects as needed.
- Other duties as assigned.
Qualifications:
- Bachelors in finance business accounting or a related field and 1 yrs credit/financial analysis lending underwriting or other directly related experience preferred.
- A combination of education and experience may meet job requirements.
- Basic working knowledge of financial and spread analysis credit lending and underwriting processes and principles.
- Some experience working with various types of loans.
- Basic working knowledge of credit risk legal and regulatory requirements.
- Ability to work with lending officers and staff.
- Good client relationship and communication skills both verbal and written.
- Ability to make sound decisions and recommendations regarding loans.
- Working knowledge of computer software programs including spreadsheets word processing etc. required.
Hours: Monday Friday: 8:00am to 5:00pm.
Benefits:
- Medical Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance Paid Parental Leave and Adoption Assistance.
- Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts.
- Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays.
- 401(k) plan with company match Profit Sharing competitive compensation in line with work experience.
- Mental health benefits including coaching and therapy sessions.
- Tuition Reimbursement for qualifying employees.
- Employee Ambassador preferred banking products.
Required Experience:
IC
Key Skills
About Company
We are looking for a CRA Mortgage Lender to provide top notch customer service to our clients and customers. If you are passionate about being part.....
