Credit Risk Officer
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Job Location:
Luxembourg - Luxembourg
Monthly Salary:
Not Disclosed
Posted on:
7 hours ago
Vacancies:
1 Vacancy
Job Summary
- Lead daily the supervision of the (Lombard) loan book ensuring compliance with credit policies and proactive identification of emerging risks.
- Lead credit-worthiness assessments and collateral risk analysis for new lending requests.
- Challenge first-line lending decisions with independent data-driven insights.
- Drive the review and enhancement of pledge-rate methodologies across eligible asset classes.
- Perform credit risk capital requirements including counterparty credit risk and Expected Credit Loss (ECL) calculations .
- Lead the development and improvements of credit monitoring tools for the Bank
- Prepare and present key risk analysis / reports to management and internal committees.
- Shape risk management policies and procedures to strengthen the banks credit integrity.
- Provide independent risk assessments for new products and services.
Qualifications :
- University degree in Business Economics Finance or a related field.
- 5 years of banking experience in Luxembourg or the EU with strong exposure to credit risk oversight.
- In-depth knowledge of CRR (Capital Requirements Regulation) specific expertise in credit risk IFRS9 and EBA guidelines on loan origination and monitoring
- Proven ability to provide independent risk oversight at a senior level
- Hands-on experience in risk monitoring and challenge of first-line lending activities.
- Strong leadership analytical and decision-making skills with the ability to influence across business lines.
- Proficiency in MS Office and Bloomberg Terminal. Programming skills are a plus (MS Access VBA)
- Excellent communication skills in English; French is a plus.
Additional Information :
- A chance to work in a high-performing team in a collaborative environment.
- A comprehensive benefits package including annual performance bonus occupational pension scheme share plan concierge services 34.5 paid holidays and more
- A great work environment in our offices located at Luxembourgs Kirchberg financial district.
SQ1
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Internal Audit
- Information Systems
- Community Support
- Environmental Science
- Information Technology Sales
About Company
As a leading provider of online financial services, Swissquote Group offers innovative solutions and comprehensive services to meet the wide-ranging demands of its global clients.With an Online Trading Platform linked to more than 60 stock markets in over 40 countries, including off-e ... View more
