Director, National Field Underwriting

The Opportunity:At Equitable we believegreat thingshappen when we work Canadian mutual company driven by purpose-putting people first and helping Canadians protect today and prepare for tomorrow. Ifyourepassionate about making a difference and growing your career in an inclusiveandcollaborative environmentwedlove to hear from culture is built on carepassionand curiosity. We put peopleabove all else strive to be our best and welcomenew ideasto deliver positive Director National Field Underwriting is a senior underwriting expert who bridges underwriting distribution and client engagement. This role delivers advanced medical and financial underwriting support directly in the field to elevate client experiences and drive UHNW as a trusted advisor the Director partners with advisors wholesalers and clients to provide presale underwriting guidance including preliminary opinions on complex insurance structures and risks. They operate independently while consulting with the Underwriting VP on strategic or highimpact matters. This role identifies risks and opportunities within the UHNW segment leveraging deep technical expertise and a strong understanding of professional planning frameworks to support sophisticated client one of the regions top employers and be part of something that truly makes a Arrangements:You will work from your home office 100% of the time. You maybe requiredto be in-person at our office in Waterloo ON or another assigned location within the Waterloo Region on an as needed basis. Sales related roles may berequiredto travel based on the assignment. Whatyoulldo:Manage pre-sale underwriting activities such as preliminary opinions on complex insurance structuresEstablish and maintain strong level of partnership and collaboration with Distribution partners including Wholesalers and RVPsAssess and classify risks in accordance with Equitables philosophy and standardsProactively and reactively support advisors and clients especially with large life insurance deals $5M-200MImprove sales through strong advisor relationships and excellent on-the-ground pricing practicesEngage directly with clients to provide tailored preliminary opinionsManage advisor expectations by identifying undesirable risks and proposing alternative solutionsComply with consumer laws and regulations regarding risk classification privacy and disclosureIdentify and propose solutions to improve processes and customer experienceWhatyoullbring:15 years Underwriting experienceExceptional background and understanding of UHNW client advisor professional advice frameworkDeeply understands the market has awareness of trends and emerging risks and brings forward recommendations helping to maintain profitable mortality & morbidity experienceExpert knowledge/experience in all aspects of risk assessment: medical non-medical foreign travel financial underwriting principalsExpert knowledge of retention management Expert knowledge of the reinsurance marketplaceMeets field expectations for competitive underwriting decisionsDrives outcomes through a client-first mindsetIn the process of obtaining or holding FALU FLMI and ACS to work independently with minimal supervision and consult regularly with Underwriting VP on pertinent issuesProven pricing experience with a sales and relationship mindsetIn-depth understanding of insurance products financial and medical guidelines as well as non-medical risks impacting mortalityExperience with financial reporting and training on anti-money laundering practicesKnowledge/Problem SolvingTakes a leadership role in identifying areas of challenge and brings forward well thought out recommendations for solutionsCollaborative to forge partnerships that drive innovative client solutionsHas an entrepreneurial spirit and possess the communication skills and confidence to engage with senior level clients and colleaguesSelf-sufficient and resourceful professional who demonstrates flexibility and efficient time management skillsStrong presentation and influencing skills with the ability to represent our underwriting expertise and build trusted relationshipsMentor develop and inspire less experienced underwriters ensuring continuity of expertise and readiness of future talentWhatsin it for you:Career Growth: Regular learning sessions and developmentopportunitiesTotal Rewards: Incentive pay annual salary reviews employer-paidbenefitsandpensionmatchingTime Away: Competitive vacation plus one paid volunteer day each yearFlexibility:Healthy work-life balance with employee wellness alwaystopof mind complemented by a dress for your day approachAt Equitablewerecommitted to fair pay and an inclusive accessible hiring experience. If you need accommodations or alternative formats at any stage just reach out to us to base pay will be based on your skills qualificationsexperienceand addition to your salary this role is eligible for a discretionary annual incentive award tied to business performance plus a wide range of competitive youre selected to move forward our Talent Acquisition team will walk you through all the details of our total rewards program so you know exactly whats To:Underwriting and Claims Vice PresidentDepartment:Individual InsuranceTerm:Permanent Full-Time