Residential Underwriter
Share
Job Location:
Monthly Salary:
Posted on:
Vacancies:
Job Summary
Are you an experienced Underwriter who enjoys taking ownership supporting others and has experience within Residential Mortgages
Do you thrive in a fast-paced lending environment where broker relationships risk appetite and regulatory compliance are equally important
If this sounds like you then this could be the perfect next step in your career. Apply today and lets grow together at West One Loans.
Key Accountabilities
Enter and update borrower data on Fusion lending platform.
Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
Provide concise and accurate updates to brokers.
Proactively chase brokers for outstanding requirements.
Ensure all underwriting is in line with Company policy and within regulation.
Ensure that all cases are Underwritten within the Groups Risk appetite.
Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
Maintaining a pipeline of cases overseeing cases from inception through to completion.
Maintain broker relationships that are integral to the growth for WOSL.
All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
Skills & Competencies
Ability to work as part of a team.
Pass internal competency tests post induction.
High attention to detail.
Good written and verbal communication skills.
Knowledge & Qualifications
An understanding of FCA regulation.
Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
CeMAP (desirable not essential).
Personal Attributes
Flexible
Articulate
Well organised
Robust and comfortable working to deadline and under pressure
Why Join Us
At West One Loans were growing fast and looking for ambitious people who want to be part of our exciting journey. Well give you the tools training and support you need to succeed while offering clear opportunities to progress your career.
Alongside this we offer a strong benefits package including private medical healthcare 25 days annual leave paid volunteering days and a host of additional benefits.
If youre ready to build your career with a Specialist Lender and make an impact - click apply today!
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers Results Energy Deve ... View more
