Let's begin! Solutions Specialist, Credit Risk Analytics

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profile Job Location:

Chicago, IL - USA

profile Monthly Salary: $ 113200 - 164050
Posted on: 30+ days ago
Vacancies: 1 Vacancy

Job Summary

At Moodys we unite the brightest minds to turn todays risks into tomorrows opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they arewith the freedom to exchange ideas think innovatively and listen to each other and customers in meaningful ways. Moodys is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment were advancing AI to move from insight to actionenabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity helping our clients navigate uncertainty with clarity speed and confidence.

If you are excited about this opportunity but do not meet every single requirement please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship lead with curiosity champion diverse perspectives turn inputs into actions and uphold trust through integrity.

Skills & Competencies

7 years of experience in credit risk modeling including PD LGD EL scorecards hazard models regressionbased models and early warning signals
Ability to explain interpret and defend model behavior for both executive and technical audiences
Experience working with financial data inputs model assumptions and model validation concepts
Excellent written and verbal communication skills with the ability to translate complex technical concepts into clear businessrelevant messages
Strong work ethic intellectual curiosity and ability to work independently under limited supervision
Ability to operate effectively in a deadlinedriven collaborative environment
Skilled working with datasets; familiarity with SQL R and Python
Willingness to travel up to 40%
Familiarity with EDF X RiskCalc CreditEdge Portfolio Analyzer or internal model frameworks (preferred)
Experience supporting origination underwriting portfolio monitoring or early warning workflows in commercial consumer or middlemarket lending environments (preferred)
Prior experience in model validation model governance or analytics support within a bank regulator consulting firm or risk solutions provider (preferred)
Experience delivering quantitative presentations client workshops or internal/external training sessions (preferred)
Ability to influence stakeholders through technical ideas workflow recommendations or modeling insights (preferred)
Familiarity with APIbased delivery of analytics and programmatic model consumption (preferred)

Education

Bachelors or Masters degree in Finance Economics Mathematics/Statistics Data Science Risk Management or related quantitative fields

Responsibilities

This highly quantitative clientfacing role serves as a subject matter expert across Moodys risk modeling ecosystem focusing on EDF X public and private firm models retail/consumer credit models and analytic frameworks such as PD LGD EL and Early Warning Systems. The specialist supports deeper model evaluation POCs and client engagement in partnership with Relationship Managers and Workflow Specialists.
Deliver expert demonstrations across Moodys commercial & consumer credit analytics suite including EDF X RiskCalc CreditEdge and retail credit models
Lead customerfacing meetings to clarify business objectives modeling needs data requirements and workflow implications
Drive technical evaluations by ensuring client understanding of model logic methodology and the credit decisioning value of Moodys solutions
Develop and refine supporting collateral that strengthens sales strategy and improves client comprehension
Conduct indepth POCs including model performance comparisons dataset validation and demonstrations of PD LGD and EL outputs
Present executivelevel narratives and technical deep dives covering methodology validation practices risk signals and early warning analytics
Translate complex risk modeling concepts into practical explanations for both business and technical users
Compare Moodys models with competitor or internally built bank models articulating strengths assumptions and risk implications
Advise clients on integrating PD/LGD/EL into underwriting risk rating early warning CECL/IFRS9 reserving monitoring and portfolio analytics workflows
Deliver internal and external training on EDF X methodology risk modeling concepts scorecard logic and early warning frameworks
Provide marketinformed insights to internal teams contributing to product strategy model development and roadmap refinement
Maintain uptodate expertise on regulatory expectations modeling trends and quantitative risk innovations
Partner with Product Management Research Advisory and Customer Success teams to align client needs with development priorities
Support sales partners with proposals RFPs/RFIs and evaluation frameworks that demonstrate Moodys quantitative differentiation

About the Team

The role works within a highly collaborative crossfunctional environment that includes Product Management Research Advisory Customer Success and Sales. The team partners closely with Relationship Managers and Workflow Specialists to drive adoption of Moodys quantitative credit solutions. As the modeling subject matter expert the specialist plays a critical role in guiding clients through technical evaluations educating stakeholders shaping product strategy and reinforcing Moodys leadership in credit risk analytics.

For US-based roles only: the anticipated hiring base salary range for this position is$113200.00-$164050.00 depending on factors such as experience education level skills and location. This range is based on a full-time addition to base salary this role is eligible for incentive compensation. Moodys also offers a competitive benefits package including not but limited to medical dental vision parental leave paid time off a 401(k) plan with employee and company contribution opportunities life disability and accident insurance a discounted employee stock purchase plan and tuition reimbursement.

Moodys is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color sex gender age religion or creed national origin ancestry citizenship marital or familial statussexual orientation gender identity gender expression genetic information physical or mental disability military or veteran status or any other characteristic protected by law. Moodys also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation or need assistance with completing the application process please email . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications

For San Francisco positions qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination here to view our Notice to New York City Applicants.
Candidates for Moodys Corporation may be asked to disclose securities holdings pursuant to Moodys Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy including remediation of positions in those holdings as necessary.


Required Experience:

IC

At Moodys we unite the brightest minds to turn todays risks into tomorrows opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they arewith the freedom to exchange ideas think innovatively and listen to each other and customers in meaningfu...
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About Company

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Moody's CreditView is our flagship solution for global capital markets that incorporates credit ratings, research and data from Moody's Investors Service plus research, data and content from Moody's Analytics.

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