Let's begin! Solutions Specialist, Credit Risk Analytics

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profile Job Location:

Chicago, IL - USA

profile Monthly Salary: $ 113200 - 164050
Posted on: 19 hours ago
Vacancies: 1 Vacancy

Job Summary

At Moodys we unite the brightest minds to turn todays risks into tomorrows opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they arewith the freedom to exchange ideas think innovatively and listen to each other and customers in meaningful ways. Moodys is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment were advancing AI to move from insight to actionenabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity helping our clients navigate uncertainty with clarity speed and confidence.

If you are excited about this opportunity but do not meet every single requirement please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship lead with curiosity champion diverse perspectives turn inputs into actions and uphold trust through integrity.

Skills & Competencies

  • 7 years of experience in credit risk modeling including PD LGD EL scorecards hazard models regressionbased models and early warning signals
  • Ability to explain interpret and defend model behavior for both executive and technical audiences
  • Experience working with financial data inputs model assumptions and validation concepts
  • Excellent written and verbal communication skills with the ability to structure complex technical concepts into clear businessrelevant messages
  • Strong work ethic curiosity and ability to operate independently under limited supervision
  • Ability to operate effectively in a deadlinedriven collaborative environment
  • Willingness to travel up to 40%
  • Familiarity with EDF X RiskCalc CreditEdge Portfolio Analyzer or internal model frameworks (preferred)
  • Experience supporting origination underwriting portfolio monitoring or early warning workflows in commercial consumer or middlemarket lending environments (preferred)
  • Prior experience in model validation model governance or analytics support within a bank regulator consulting firm or risk solutions provider (preferred)
  • Experience delivering quantitative presentations client workshops or training sessions (preferred)
  • Demonstrated ability to influence stakeholders by presenting technical ideas proposed workflows or modelingdriven recommendations (preferred)

Education

  • Bachelors or Masters degree in Finance Economics Mathematics/Statistics Data Science Risk Management or related quantitative fields

Responsibilities

As a subject matter expert across Moodys risk modeling ecosystem the specialist focuses on the EDF X platform public and private firm models retail/consumer credit models and key analytic frameworks such as Probability of Default (PD) Loss Given Default (LGD) Expected Loss (EL) and Early Warning Systems (EWS). This highly quantitative clientfacing role requires foundational knowledge of dual risk rating concepts and expectedlossbased credit processes used in CECL and broader risk assessment. The specialist leads deepdive demonstrations executivelevel presentations model discussions and comprehensive proofs of concept (POCs) for institutions evaluating Moodys risk solutions supporting the Relationship Manager and Workflow Specialist.
  • Client Engagement & Technical Leadership
    • Deliver expert demonstrations across Moodys commercial & consumer credit analytics suite including EDF X RiskCalc CreditEdge and retail models
    • Lead customer meetings to clarify business objectives modeling needs data requirements and workflow impacts
    • Drive the technical evaluation process ensuring client understanding of model logic methodology and credit decisioning value
    • Develop and refine collateral supporting sales strategy and client comprehension
    • Conduct indepth POCs including model performance comparisons dataset validation and demonstrations of PD LGD and EL outputs
    • Present executive narratives and detailed technical deep dives on model methodology validation practices risk signals and early warning analytics
  • Risk Model Expertise: PD LGD EL
    • Translate complex credit risk methodologies into clear practical explanations for business and technical audiences
    • Compare Moodys models with competitor or internal bank models articulating strengths assumptions and implications
    • Advise clients on integrating PD/LGD/EL outputs into underwriting risk rating early warning CECL/IFRS9 monitoring and portfolio analytics
  • Training Enablement & Thought Leadership
    • Deliver training for internal teams and clients on EDF X risk modeling scorecards and EWS frameworks
    • Provide marketinformed insight to internal stakeholders contributing to product strategy and model enhancements
    • Maintain uptodate knowledge of regulatory expectations and innovations in quantitative credit risk
  • CrossFunctional Collaboration
    • Work closely with Product Management Research Advisory and Customer Success to align feature development with client needs
    • Coordinate with sales to support proposals RFP/RFI responses and evaluation frameworks highlighting Moodys quantitative differentiation

About the Team

Our team works at the intersection of advanced quantitative modeling client engagement and strategic product enablement. We support institutions evaluating Moodys commercial and consumer credit analytics by providing deep technical expertise across PD LGD EL early warning models and the EDF X platform. Through strong collaboration with Sales Product Research and Customer Success teams we help clients understand adopt and maximize the value of Moodys risk solutions within their credit decisioning underwriting regulatory and portfolio management processes.

For US-based roles only: the anticipated hiring base salary range for this position is$113200.00-$164050.00 depending on factors such as experience education level skills and location. This range is based on a full-time addition to base salary this role is eligible for incentive compensation. Moodys also offers a competitive benefits package including not but limited to medical dental vision parental leave paid time off a 401(k) plan with employee and company contribution opportunities life disability and accident insurance a discounted employee stock purchase plan and tuition reimbursement.

Moodys is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color sex gender age religion or creed national origin ancestry citizenship marital or familial statussexual orientation gender identity gender expression genetic information physical or mental disability military or veteran status or any other characteristic protected by law. Moodys also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation or need assistance with completing the application process please email . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications

For San Francisco positions qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination here to view our Notice to New York City Applicants.
Candidates for Moodys Corporation may be asked to disclose securities holdings pursuant to Moodys Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy including remediation of positions in those holdings as necessary.


Required Experience:

IC

At Moodys we unite the brightest minds to turn todays risks into tomorrows opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they arewith the freedom to exchange ideas think innovatively and listen to each other and customers in meaningfu...
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About Company

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Moody's CreditView is our flagship solution for global capital markets that incorporates credit ratings, research and data from Moody's Investors Service plus research, data and content from Moody's Analytics.

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