Location: United States Remote (US) or Hybrid (NYC / SF Bay Area / Austin / Miami). Open to candidates based in: NY NJ CT CA TX FL MA IL (and other states depending on client).

Reports to: CCO / General Counsel / COO (depending on structure).

Role Overview

The Head of BSA/AML leads the design and day-to-day execution of the BSA/AML compliance program for a US FinTech ensuring program effectiveness across transaction monitoring SAR governance KYC/CDD investigations and regulatory readiness.

Key Responsibilities

• Own and enhance the AML program framework including enterprise AML risk assessments and control design.
  
• Lead transaction monitoring strategy and model governance (rules tuning thresholds scenario coverage alert disposition).
  
• Oversee SAR governance and filing quality; ensure escalation documentation and decisioning are consistent and defensible.
  
• Manage KYC/CDD/EDD standards and vendor oversight; ensure risk-based onboarding and periodic review.
  
• Coordinate AML training policy/procedure updates and recordkeeping requirements.
  
• Partner with product engineering and data teams to improve monitoring effectiveness and reduce false positives.
  
• Prepare for regulatory examinations and respond to information requests; maintain evidence of program effectiveness.
  
• Build and lead AML investigations and analyst teams; establish metrics and quality standards.
  

Required Experience

• 8 years in AML/BSA with leadership experience in FinTech payments digital banking or a regulated FI.
  
• Hands-on experience with transaction monitoring systems and SAR governance.
  
• Strong knowledge of FinCEN guidance BSA requirements and AML program best practices.
  
• Ability to translate regulatory obligations into operational controls and scalable processes.
  

Preferred Background

• CAMS (highly preferred); CFE is a plus.
  
• Experience supporting multi-product platforms (payments lending or cross-border flows).
  
• Experience implementing or upgrading monitoring platforms and investigations workflows.
  

Compensation Guidance

Typical US compensation: $180000 $260000 base plus bonus and equity depending on stage.

About MastarRec

MastarRec is a boutique executive search partner supporting regulated organisations across the UK and United States. Apply (Confidentially): Submit CV via MastarRec.