Head of BSAAML – US FinTech
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Job Location:
Monthly Salary:
Experience Required:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Head of BSA/AML US FinTech
Location: United States Remote (US) or Hybrid (NYC / SF Bay Area / Austin / Miami). Open to candidates based in: NY NJ CT CA TX FL MA IL (and other states depending on client).
Reports to: CCO / General Counsel / COO (depending on structure).
Role Overview
The Head of BSA/AML leads the design and day-to-day execution of the BSA/AML compliance program for a US FinTech ensuring program effectiveness across transaction monitoring SAR governance KYC/CDD investigations and regulatory readiness.
Key Responsibilities
- Own and enhance the AML program framework including enterprise AML risk assessments and control design.
- Lead transaction monitoring strategy and model governance (rules tuning thresholds scenario coverage alert disposition).
- Oversee SAR governance and filing quality; ensure escalation documentation and decisioning are consistent and defensible.
- Manage KYC/CDD/EDD standards and vendor oversight; ensure risk-based onboarding and periodic review.
- Coordinate AML training policy/procedure updates and recordkeeping requirements.
- Partner with product engineering and data teams to improve monitoring effectiveness and reduce false positives.
- Prepare for regulatory examinations and respond to information requests; maintain evidence of program effectiveness.
- Build and lead AML investigations and analyst teams; establish metrics and quality standards.
Requirements
Required Experience
- 8 years in AML/BSA with leadership experience in FinTech payments digital banking or a regulated FI.
- Hands-on experience with transaction monitoring systems and SAR governance.
- Strong knowledge of FinCEN guidance BSA requirements and AML program best practices.
- Ability to translate regulatory obligations into operational controls and scalable processes.
Preferred Background
- CAMS (highly preferred); CFE is a plus.
- Experience supporting multi-product platforms (payments lending or cross-border flows).
- Experience implementing or upgrading monitoring platforms and investigations workflows.
Benefits
Compensation Guidance
Typical US compensation: $180000 $260000 base plus bonus and equity depending on stage.
About MastarRec
MastarRec is a boutique executive search partner supporting regulated organisations across the UK and United States. Apply (Confidentially): Submit CV via MastarRec.
Company Industry
IT Services and IT Consulting
