Real Estate Finance Commercial Banking, Summer 2026 Co-op

Were building a relationship-oriented bank for the modern world. We need talented passionate professionals who are dedicated to doing whats right for our clients.

At CIBC we embrace your strengths and your ambitions so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC please visit

What youll be doing

Are you a driven student eager to gain hands-on experience in commercial real estate finance CIBCs Real Estate Finance Division specializes in providing financing solutions to real estate companies across Canada including both interim/construction and term lending. Our team of experienced professionals delivers full-service financial solutions to a diverse range of clients.

As a Co-op Student on this team you will work alongside Relationship Managers and industry experts gaining practical exposure to real estate lending and client relationship management. You will play an integral role in supporting the teams daily operations and strategic projects.

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work youll have the flexibility to manage your work activities within a hybrid work arrangement where youll spend 2-3 days per week on-site while other days will be remote.

Important information

• You must be currently enrolled in post-secondary education and returning to full-time studies to be eligible. However you do not need to be in a registered Co-Op program to be considered for a role.

• Recruitment timeline: Applications review January/February; Interviews February/March; Offers March

• Please include your resume (no more than 2 pages) a cover letter (no more than 1 page)and your most recent unofficial transcript with your application. These should all be uploaded into the Resume section of the application as one document

• Work Location: 81 Bay Street Toronto Ontario; Hybrid Role

• Duration of term:4 months (May 2026 August 2026)

• Please note we have multiple positions available under this posting and you may be considered by more than one hiring team.

How youll succeed

• Research & Analysis - Responsible for conducting in-depth company industry and portfolio analysis. Assist in performing risk assessments for existing and new credit arrangements through completing financial statement analysis sensitivity and scenario analysis valuation of different asset classes (ex. office retail residential industrial etc.) and reviewing third party reports (ex. environmental reports appraisals etc.).

• Collaboration - Collaborating with internal risk partners to analyze key risks and mitigation strategies in existing and new credits.

• Time Management - Youll ensure timely production and distribution of performance reports and statements of net worth.

• Assisting the team - Youll provide exceptional client service and perform general administrative and operational support.

• Building efficiencies - Youll drive continuous improvement of operational policies and procedures supporting various other activities.

Who you are

• You are working towards a degree in Business Finance Economics or related field.

• Youre motivated by collective success. You are a team player and have the ability to work well within a group setting. You know that teamwork can transform a good idea into a great one. You know that an inclusive team that enjoys working together can bring a vision to life.

• You put our clients first. You have strong client and relationship management skills. You engage with purpose to find the right solutions.

• You can demonstrate experience in financial statements and accounting principles in order to assess lending risk with specific emphasis on the real estate industry.

• Youre goal oriented. You are motivated by accomplishing your goals and delivering your best to make an impact. You demonstrate an aptitude for business development (sales) skills.

• Values matter to you. You bring your real self to work and you live our values trust teamwork and accountability.

What CIBC Offers

At CIBC your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.

• We work to recognize you in meaningful personalized ways including a competitive compensation a banking benefit* wellbeing support and additional offers such as employee and family assistance programs and MomentMakers our social points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

*Subject to program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation please contact

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities were actively recruiting for unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and where applicable must have a valid work or study permit

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation coding French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you all that you have to offer and give you the opportunity to learn more about us.

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