Director of Finance

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

Hear from our UK team about what its like working at Monzo

Dublin Ireland Competitive remuneration package share options benefits Hear from the team

Our Finance team

Our finance team is growing and were hiring a dynamic Director of Finance to lead our EU financial operations. This strategic role involves commercial leadership shaping financial strategies for growth and efficiency and providing key insights to business units. Youll manage budgeting and forecasting oversee relationships with outsourced providers for accounting and tax and manage audits. As a leader youll ensure financial integrity and support strategic decision-making to achieve Monzos mission of making money work for everyone.

The role you are applying for is a Controlled Function (CF-1) within the meaning of the Central Bank Reform Act 2010. For this role appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.

Youll play a key role by

Strategic Financial Leadership:

• Play a pivotal role in shaping financial strategies to fuel business growth and operational efficiency across EU operations.
• Stay abreast of market trends regulatory shifts and emerging technologies to continuously enhance and innovate financial processes.
• Serve as a trusted advisor to the CFO and the Executive team offering strategic insights and guidance on financial matters.

Financial Business Partnering:

• Collaborate with business units providing financial insights and analytics to inform strategic and operational decisions.
• Support business initiatives through robust financial analysis and risk assessment working alongside cross-functional teams.
• Cultivate strong relationships with senior stakeholders to understand their objectives and tailor financial support accordingly.

Financial Planning & Analysis (FP&A):

• Lead the budgeting and forecasting processes for Monzo EU ensuring alignment with Monzos Group strategic goals.
• Provide detailed financial analysis and modelling to support strategic initiatives and investment decisions.
• Identify and analyze key financial metrics to assess performance and recommend improvements.

Management of Outsourced Financial Functions:

• Oversee and manage the relationship with the outsourced provider responsible for financial accounting statutory financial statements reconciliations and tax obligations.
• Develop and enforce SLAs and performance metrics to ensure high standards of service delivery and compliance with accounting standards and tax regulations.
• Review and approve all financial reports and statements prepared by the outsource provider to ensure accuracy and compliance.

Audit and Compliance Oversight:

• Manage both internal and external audit processes ensuring thorough preparation and facilitating audits to meet all regulatory requirements.
• Liaise with auditors and ensure any findings are addressed promptly and effectively.
• Maintain strong internal controls and ensure compliance with all financial regulations and standards.

Wed love to hear from you if

• Are a Qualified Accountant with proven experience post qualification.
• Have Significant experience in a senior finance leadership role with strong commercial and financial acumen.
• Demonstrated expertise in banking business partnering and driving financial strategy aligned to an organisations core mission and values.
• Proven track record of working in a business managing cross functional teams with multiple stakeholders including Executive Committee and Board.
• Strong leadership and team management abilities with experience working in a dynamic fast-paced environment proficient in presenting business and financial data in a simple and meaningful way.
• Exceptional communication and interpersonal skills with the ability to influence and collaborate at all organizational levels.
• Familiarity with digital banking and fintech trends is advantageous.

Not ticking every box Thats totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo were dedicated to creating a diverse and welcoming team. If youre passionate about this role and keen to learn and grow with us we encourage you to apply even if you dont have everything thats listed just yet. Drop us your application wed love to hear from you!

Whats in it for you

Competitive remuneration package share options.

This role will have a hybrid working model based in our Dublin office 2 - 3 days a week

We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.

Annual Leave - 34 days including public holidays (24 holiday days 10 public holidays)

1200 learning budget each year to use on books training courses and conferences.

Private healthcare scheme

Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%

Wellbeing benefits: financial education womens and mens health support mental health benefits including coaching and counselling

The application journey has 4 key steps

• Video Call with Recruiter (30 minutes)
• Video Call with Hiring Manager (30 minutes)
• A round of Technical and Behavioural Interviews (60 minutes and 45 minutes)
• A final Leadership Principles call (30 mins)

This process should take around 2-3 weeks - your schedule is really important to us so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

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Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage